Western Heritage Insurance Company [Rough Notes]

Western Heritage builds programs better

Expect more from Western Heritage's programs team. At Western Heritage, we believe each relationship with our customers should be treated as an equal partnership. Conducting business with us should be easy and efficient and should offer you creative solutions to your program needs. Programs is a growth area for Western Heritage, so these beliefs, along with our dedicated program resources, provide a great opportunity for program managers looking to grow their business.

Why can you expect more from us?

Financial backing from our parent company, Nationwide, ® gives us our A.M. Best rating of A+XV and a Standard and Poor's "A" rating. Combining your expertise, market knowledge, and underwriting and backroom talent with our program-building capabilities allows us to create a program that will help you grow. Our compensation plan is one of the best in the industry, with competitive commission and profit-sharing. We also offer marketing and advertising support.

To qualify for a new program, premium potential in the first 12 months should be $1 million with ability to grow to $5 million or more. Everyone prefers rollover program opportunities, but Western Heritage also considers start-up programs with strong, viable growth plans. Programs must be differentiated by association/group sponsorship, unique coverage, production source, and distribution channel or territory.

Get More.

We offer property, inland marine, equipment breakdown, general liability, garage liability, physical damage, identity theft, crime, employment practices liability, and incidental professional. Coverage can be offered on a monoline, package, BOP, or master- policy basis, and we write on a non-admitted basis regionally or nationally, with admitted paper available in most states.

When new customers become part of the Western Heritage family, our partnership doesn't stop when the ink is dry. We start offwith a visit to the program manager's office to meet the key players, discuss the book, and perform an audit, if necessary. From there, our experienced, knowledgeable team will work with you to build the program and create applications, forms, rates, and policy issuance procedures. And when that's complete, we'll help with the program implementation. We'll prepare the contract, print the forms, distribute underwriting guidelines, and help set up the necessary processes and procedures.

When the program is up and running, we continue communication and monitoring with management reports and audits at six months, and annually thereafter. We also provide full marketing support to our program managers, including creation and printing of marketing materials and shared event sponsorship and advertising.

When you put it all together, you can expect more from Western Heritage. More support. More commitment. More partnership. And ultimately, more success. What more can you ask for?

Please contact me to see what we can do together.

Gwen Holler, Senior Program Director

[email protected], 800-873-9442 extension 7809

Gwen Holler

Senior Program Director

Western Heritage