2023 Q2 Earnings Report

Grupo SURA's current outstanding securities

Fixed income:

Issuance and Placement Program for Ordinary Bonds and Commercial Papers: carrying a global quota of COP 2.3 trillion, which were fully placed in 3 ordinary bond issued for COP 750,000 million, COP 550,000 million and COP 1 trillion respectively. These securities are listed on the Colombian Stock Exchange (BVC) and are traded on the MEC system, hosted by the BVC.

Ordinary bonds: for an authorized amount of COP 250,000 million, which were fully placed. These securities are listed on the Colombian Stock Exchange (BVC) and are traded on the system MEC, hosted by the BVC.

Bonds issued under Reg S/144A: for an authorized and issued amount of USD 550 million, fully placed USD 20 million, were repurchased during 2022. These securities are listed on the Luxembourg Stock Exchange and traded on the EURO MTF market.

Shares: the Company's authorized capital came to 600,000,000 shares and a subscribed

capital of 581,977,548 shares, for a total of 18,022,452 shares in reserve.

Ordinary shares: A total of 469,037,260 shares have been issued, of which 2,316,558 have been repurchased, for a total of 466,720,702 shares outstanding. These securities are listed on the Colombian Stock Exchange (BVC) and are traded on the system hosted by the BVC.

This share is registered with an ADR (American Depositary Receipts) Level I program representing common stock, and are traded in the U.S. on the over-the-counter (OTC) market. Finally, the Company's shares are also traded on the Foreign Securities Market (MVE) hosted by the Santiago Stock Exchange (BCS).

Preferred shares: carrying dividend and non-voting rights, for an approved amount of 120,000,000 shares, of which 112,940,288 have been issued and 432,115 repurchased, for a total of 112,508,173 shares outstanding. These securities are listed on the Colombian Stock Exchange (BVC) and are traded on the system hosted by the BVC.

These are registered with an ADR (American Depositary Receipts) Level I program representing shares carrying preferred dividend and non-voting rights that are traded on the over the counter (OTC) market in the United States. Finally, these shares are also traded on the Foreign Securities Market (MVE) hosted by the Santiago Stock Exchange (BCS).

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Glossary

To a proper understanding of this document, the terms defined below will have the meaning attributed to them here.

• Acquisition expense: the expense incurred with selling and issuing insurance policies.
• AFP: Pension fund manager
• Alpha: refers to the measure of mutual fund performance or a set or portfolio investments compared to a benchmark index or a market in general, after adjusting for the risk assumed.
• AuM: Assets under Management

AuM - Mandatory Pension Business Assets under Management corresponding to the Mandatory Pension Fund Business.

AuM - Voluntary Savings Business Assets under Management corresponding to the Voluntary Savings segment.

• Brokerage commissions: remuneration paid to insurance policy distribution channels.
• Classification at fair value: instruments whose book value varies based on market values provided by official price vendors (market rates). Changes in these book values are shown in the financial statements of our subsidiaries. In the case of Suramericana and its subsidiaries, this classification includes debt instruments held for trading purposes and all equity instruments and derivatives.
• Constant currency rates: refers to the use of fixed exchange rates in order to eliminate possible currency fluctuations when consolidating the financial results of the different subsidiaries.
• Contribution percentage rate: percentage of the wage paid into the pension accounts (managed by both private and government-sponsored pension fund management firms), of both new and current pension members.
• Contribution rate: proportion of contributors compared to overall members.
• Contribution rate (Occupational Health and Safety): the rate that determines the risk to which the insured worker is exposed to occupational hazards.
• Contributor: refers to a person who makes regular financial contributions to the pension system. (Note that the criteria for ceasing to be contributors vary from country to country).
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• CPU: The Capitation Payment Unit is the value payable to the Health Promoting Entities for each of the members of the social security health system to cover the benefits of the Mandatory Health Plan in the contributory and subsidized regimes.
• EPS: Health Care Promoting Entity whose function is to manage and guarantee the provision of services corresponding to the mandatory health care plan.
• Equity method: accounting procedure used to recognize the investment in an associate or affiliate in which a significant influence is held.
• Exposed mass: the number of members exposed to risk during a given period.
• Investment income: shows the returns obtained from the investment portfolio.
• Issued premiums: showing the price of issued insurance policies.
• Legal Reserves: the obligation on the part of institutions that manage pension funds in some Latin American countries to invest using their own resources a certain percentage of the AUM they manage for their members.
• Mandatory Contributions: The amount of AUM resulting from mandatory contributions made by members of the pension system.
• Members: refers to people who are registered or enrolled in health or pension system.
• Miscellaneous expense: other income/expense obtained from or incurred with the insurance operation, such as the costs of non-proportional contracts, assistance, contributions, insurability assessments, sales taxes, among others.
• Multi-yearinsurance: policies with terms of more than one year.
• Net Fund Flow: the difference between AUM inflows and outflows over a stipulated period of time, taking into account new members and/or transfers.
• Operating model: defines the manner in which human talent, technology and processes interact with each other to achieve the Company's operating and strategic objectives.
• Proforma Variations: these refer to administrative calculations aimed at making the financial performance of 2023 and 2022 comparable by presenting the previous year's figures by consolidating AFP Protección's and AFP Crecer's Income Statements line by line.
• Retained earned premiums (REP): net earned value net of ceded premiums and technical reserves.
• Retained claims: represents the claims borne by the Company after deducting the proportion corresponding to the reinsurer.
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