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The backdoor Roth IRA is a strategy for higher earners who are not eligible to contribute to a Roth IRA. (This image was created with AI)

Roth conversions are among the most popular retirement planning strategies, but the rules surrounding them are increasingly complex.
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The percentage of workers who are saving for retirement is down 5% from 2025, with 59% of workers saying they are currently saving. (This image was created with AI)

Worker confidence in their retirement readiness reached its lowest level since 2017, and healthcare concerns, along with a decrease in savings, are driving that decline in confidence.
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State Farm is overhauling its longstanding compensation model for agents. (This image was created with AI)

State Farm’s sweeping overhaul of agent compensation could be the beginning of a broader transformation of the property & casualty industry.
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Insurance brokerage transaction volume rose by 293% between 2013 and 2021. (This image was created with AI)

U.S. insurance brokerage deal volume has increased dramatically over the past 10 years, and that increase is primarily driven by private equity investment.
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The New Jersey Senate is considering a bill that would exempt financial advisors from employer definitions. (This image was created with AI)

The New Jersey Senate is considering legislation to clarify the choice of independent contractor status for certain professionals, including financial advisors.
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IUL illustrations are rarely turning out accurate, one longtime industry expert says. (This image was created with AI)

Current IUL illustrations are likely to leave consumers with unrealistic expectations about policy performance and retirement income potential, experts say.
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Many clients who have worked in the federal sector have access to three income streams in retirement: a FERS pension, Social Security benefits, and a Thrift Savings Plan. (This image was created with AI)

Federal retirement benefits can be far more complex than those in the private sector, advisors say.
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Life insurers might not be capturing all the policyholder deaths they should, consumer reps say. (This image was created with AI).

Consumer advocates are urging life insurance regulators to strengthen death-claim searches, warning that the Death Master File isn’t what it used to be.

Legal practitioners in New York State, and across its court systems, are bracing for a sea change as the Avoiding Vexatious Overuse of Impleading to Delay Act, better known as the AVOID Act, took effect on April 18.
Image shows a cartoon version of Rep. Ocasio-Cortez in the House
Rep. Alexandria Ocasio-Cortez’s bill would cap compensation for agents and brokers representing for-profit Medicare Advantage organizations.

The Medicare agent community is speaking out against a bill by Rep. Alexandria Ocasio-Cortez, D-N.Y., that would limit broker compensation for Medicare Advantage Plans.