Advisors get a win as NJ Senate passes independent contractor bill
The New Jersey Senate is considering legislation to clarify the choice of independent contractor status for certain professionals, including financial advisors.
Industry experts warn NAIC: Fix flawed IUL illustrations now
Current IUL illustrations are likely to leave consumers with unrealistic expectations about policy performance and retirement income potential, experts say.
Help clients cut through the noise around prescription drug plans
We’re hearing questions from clients who seem more confused than ever before.
Why federal retirement benefits are more complex than advisors realize
Federal retirement benefits can be far more complex than those in the private sector, advisors say.
Advocates: Life insurers potentially missing millions of deaths annually
Consumer advocates are urging life insurance regulators to strengthen death-claim searches, warning that the Death Master File isn’t what it used to be.
AVOID Act may push businesses to avoid New York State
Legal practitioners in New York State, and across its court systems, are bracing for a sea change as the Avoiding Vexatious Overuse of Impleading to Delay Act, better known as the AVOID Act, took effect on April 18.
Why timing the market is still a retirement mistake and what to do instead
Financial experts agree that clients should forget trying to time the market and instead focus on solid planning and risk tolerance.
Greg Lindberg slams ‘vindictiveness’ in fight for prison computer access
Lindberg, sentenced to 12 years in prison last month, said investigators are suddenly playing hardball with elements of his plea agreement.
Forget taxes: Insurance scarcity redefines wealth migration paths
Insurance availability has become the determining factor of not only where people live, but also where they store their assets.
Business owners may be overlooking a key part of their financial picture
Business credit can be easy to overlook because it usually does not create urgency until a company needs something.
Appeals court rejects investor payouts in latest decision against STOLI
A federal appeals court upheld a lower court ruling last week that voided two life insurance policies with a combined face value of $8 million.
Agent groups speak out against congresswoman’s call to limit MA compensation
The Medicare agent community is speaking out against a bill by Rep. Alexandria Ocasio-Cortez, D-N.Y., that would limit broker compensation for Medicare Advantage Plans.
Why premium-financed IUL is failing
The widespread failure of these plans is the natural and foreseeable result of an unstable financial design.
How smart investments prepare clients for inflation
A new survey finds that 80% of American consumers are at least slightly concerned about the onset of a recession.
Oklahoma’s insurance reform: What it means for advisors nationwide
New Oklahoma legislation requires insurers to file proposed rate changes and supporting information before rates take effect.
The claims conversation to have before, during and after a loss
The best time to talk about claims is before one happens.
ACA premium shock: Health insurers request hikes up to 30% for 2027
Soaring medical service costs and the expiration of pandemic-era federal premium subsidies are driving the steep rate hike requests.
The biggest risk to your clients’ financial plans isn’t market volatility
Health-related income risk remains largely outside the financial planning conversation.
Initiative looks at how caregiving impacts workplace benefits
Caregiving is reshaping the workplace, employee benefits and long-term financial security.
