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December 4, 2025

Private equity, crypto and the risks retirees can’t ignore

An executive order issued by President Donald Trump in August encouraged U.S. regulators to make it easier for retirement savers to incorporate alternative assets into their portfolios.

December 4, 2025
Image shows the PacLife logo
Life insurance sales were strong through the third quarter, LIMRA said Wednesday.

PacLife takes top spot as LIMRA reports 14% rise in new life premium

Pacific Life Insurance Co. took over the top spot in life insurance new annualized premium through the first three quarters, LIMRA announced Wednesday.

December 3, 2025

LTC annuities and minimizing opportunity cost

The premise of opportunity cost especially exists when we are talking about long-term care insurance, where the traditional LTCi policies were once the only game in town. 

December 3, 2025
Image shows the Department of Labor logo
The Department of Labor fiduciary rule effort suffered another setback last week.

DOL fiduciary future murky as Fifth Circuit tosses appeal

The Department of Labor fiduciary rule is again on the ropes after the Fifth Circuit Court of Appeals dismissed the government’s appeal Friday.

December 3, 2025
ACA

Congress races Dec. 31 clock on expiring ACA subsidies

Several proposals are floating around Washington but will any of them become law?

Wisconsin releases enforcement actions for November

December 3, 2025

The Wisconsin Office of the Commissioner of Insurance recently released a list of administrative actions for November. The actions are…

December 3, 2025
Image shows a tanker on the water.
A pair of Washington state homeowners say oil companies bear responsibility for rising homeowner's insurance rates.

Lawsuit blames Big Oil for climate-driven insurance rate hikes

Washington state homeowner’s insurance rates increased by 51% over the past six years. In a new lawsuit, a pair of residents say oil companies are to blame.

December 2, 2025
Image shows a piggy bank amid glowing surroundings
The so-called "Trump baby accounts" received a boost Tuesday with a large donation from the Dells.

Will Trump accounts lead to a financial boon? Experts differ on impact

Tuesday’s announcement of a massive private donation to expand President Donald Trump’s “baby accounts” renewed the debate over how effective the seed investment will be.

December 2, 2025
Illustration showing clients donating during the holidays. Helping-clients-maximize-the-impact-of-their-charitable-giving.

Helping clients up the impact of their charitable giving with a DAF

During this time of charitable giving, advisors can help clients be more strategic about their giving decisions.

December 1, 2025

IUL: It’s about the caps (long term)

It is true that future market returns are relevant to how these policies perform, but the bigger issue is the caps on the upside, which are typically set by the insurance carrier.

December 1, 2025
Large illustration of the words "Gen X." Gen-Xs-retirement-readiness-is-threatened.

Gen X’s retirement readiness is threatened

When it comes to retirement, the baby boomers get all the attention but it is Generation X that faces a retirement crisis.

December 1, 2025

The role of riders: Enhancing policy flexibility and protection

In the indexed universal life space, the policy rider is the essential key to unlocking IUL’s dynamic utility.

December 1, 2025

Financial professionals can help tomorrow’s retirees achieve financial security

More advisors are putting client investments into annuities, as preretirees seek guaranteed income.

December 1, 2025
A confused person considering the purchase of an annuity. Behavioral-barriers-to-buying-annuities-and-how-to-overcome-them.

Behavioral barriers to buying annuities (and how to overcome them)

Most individuals struggle to commit to annuities. Often, behavioral barriers rather than the products create the greatest obstacles.

December 1, 2025
Illustration showing an insurer surrounded by new images of what may occur in 2006 and a large numeral 5. 5-ways-insurers-will-prioritize-AI-and-customer-experience-in-2026.

5 ways insurers will prioritize AI and customer experience in 2026

Insurers will prioritize customer experience in the coming year as declining customer satisfaction reveals the need to focus on retaining clients.

December 1, 2025

Can government ease the LTC crisis?

States are taking the lead in addressing long-term care needs while federal support lags.

December 1, 2025

One door closes, another door opens

What you need to know about mandatory Roth catch-up contributions.

December 1, 2025

Why age alone shouldn’t rule out annuities in retirement

It’s essential to weigh the timing and type of product carefully when discussing annuities with your retired clients.

December 1, 2025

Regulators defend close relationships with industry

Critics allege conflicts of interest make it nearly impossible for state insurance regulators to objectively write rules.

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