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September 1, 2020

Advisors Talk About Fraud In 401(k) Plans

Fraud is an evolving threat to defined contribution plans.

September 1, 2020

Make The Call

The edge of autumn is a strange place this September. After this broiling summer, when COVID-19 flared rather than faded, we are missing our routines. Usually in the cooling refuge of September we can settle into the reassuring rhythm of the kids going to school and our pushing back into serious business leading up to the holiday season.

September 1, 2020

The 6 Retirement Planning Myths

Misconceptions can hold clients back from making important decisions that affect their post-employment years.

September 1, 2020

The Unexpected Benefits Of Writing A Book

The typical career progression of financial advisors follows this path: chasing clients and prospects, staying in the business long enough…

September 1, 2020

COVID-19 Erased Americans’ Financial Gains Of Past 3 Years

Only about half of American adults have been financially healthy since the pandemic struck, according to a study.

September 1, 2020

Will Annuity Regs Get Trumped In November?

Regulations are finally realigned, but what will happen if Joe Biden wins?

September 1, 2020

Financial Planning Isn’t Just For Retirement

Establishing the “why” for owning life insurance will convince your client of its importance.

September 1, 2020

New Skills Required to Thrive In The Midst Of COVID-19

The pandemic has forced advisors and clients into new ways of doing business.

September 1, 2020

Don’t Forget To Show Your Immune System Some Love

Easy ways to incorporate immunity-boosting activities into your daily life.

September 1, 2020

Happy New Year! Changing Medicare Advantage Plans

It’s a new benefit year, so it’s time to get ready to help your client cut through the noise and get the best plan for their needs.

September 1, 2020

Life Insurance In A DB Plan: An Extra Benefit For Self-Employed

When a life insurance policy is purchased inside a defined benefit plan, there are tax advantages as well as the opportunity to provide an additional benefit to the plan participant.

August 28, 2020

‘Do You Want Fries With That?’ Marketing Magic Unveiled

Why does the phrase “Do you want fries with that?” work so well? This well-known food franchise knows if they said, “Our fries are really tasty but fattening, but let’s worry about that another day,” they would not sell as many fries.

August 28, 2020

Fed: Buy A Home, Save The Economy

The central bank just revised the goals of its monetary policy. The laymen’s translation? If you didn’t think rates were going to be low for a long-time, you were not listening. Cheap money is not a fad, people. Mortgage-rate cuts, for example, gave house hunters 25% more buying power in less than two years. That’s not ending soon.

August 27, 2020

COVID, Low Rates Slam 2Q Annuity Sales: Wink

Annuity sales were down sharply in all but two product categories during the second quarter, according to the Wink’s Sales & Market Report, in a particularly tough sales period. Just two product categories – multi-year guaranteed annuities and structured annuities, avoided big losses.

August 27, 2020

Powell Edges Toward Loosening The Fed’s Stance On Inflation

Chairman Jerome Powell may be on the verge of sending a wholly different message this week: That the Fed plans to leave its key rate pinned near zero even after inflation has surpassed the central bank’s target level – at least for a while.

August 26, 2020

AP-NORC Poll: Many Americans Shoring Up Finances

A new poll from The Associated Press-NORC Center for Public Affairs Research finds that 45% of Americans say they’re setting aside more money than usual. Twenty-six percent are paying down debt faster than they were before the coronavirus pandemic.

Class Action Filed Against 11 Insurers For Pandemic Claim Denials

August 26, 2020

Law firm Grant & Eisenhofer has filed a pair of class actions against 11 insurance companies who denied coverage claims for business shutdowns due to COVID-19.

RILAs Take The FIA Road In This Crisis

August 26, 2020

Consumers are rushing to safety as they did early in the Great Recession, but they are running toward different products during this economic downturn – and that trend is likely to continue even in this ultralow rate environment.

August 26, 2020

Black Basketball Pro Turned Advisor Worried About ‘Clear Color Line’

When Chris Gandy entered the industry in 1999, he was coming off a short stint playing pro basketball in France and looking forward to life off the court. But he was the only Black advisor in his training class of 10, and found his unique set of challenges getting started. He shared those challenges with NAIFA members Tuesday.

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