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April 1, 2022

Adults List The Financial Mistakes They Don’t Want Their Kids To Make

Survey respondents cited not saving money (45%), spending on things they don’t need (45%) and getting into debt without a plan (41%) as the top financial mistakes they wouldn’t want their kids to repeat.

April 1, 2022
Many Americans say they are thinking differently about financial planning and are open to financial planning advice.

Study: Americans Emerge From Pandemic In Need Of Financial Advice

In a recent research report, Americans report their top five biggest financial-advice gaps. The results reveal a need for more active financial planning.

April 1, 2022

Selecting The Right Annuity Requires Dialogue & Partnership

A study showed most investors would discuss annuities with their advisors, but they would make the final decision on which product to choose.

April 1, 2022

More States Eyeing Financial Literacy As A Graduation Requirement

Florida became the largest and latest state to require high school students to take a financial literacy course before they can receive a diploma. 

April 1, 2022

Help Clients Spring-Clean Their Financial House

When you help clients improve their financial literacy, you move them along the road to achieving their financial goals in every season of their lives.

April 1, 2022
Hispanic clients are a big demographic for advisors going forward.

Hispanics Feel More Motivated When It Comes To Financial Planning

Hispanics are the most likely demographic group (26%) to say they feel “motivated” when thinking about financial planning in the current environment, according to a survey by Lincoln Financial Group.

April 1, 2022

Sea Level Rise Could Significantly Affect Property Insurance

A greater threat of flooding will lead to higher rates of property damage.

April 1, 2022

Older Generations Becoming More Aware Of ESG Investing

While millennials were the early adopters of this type of investing, it’s no longer exclusive to this generation.

April 1, 2022

Liz Weston: Painless — Even Fun — Ways To Learn About Money

The online landscape is littered with horrible personal finance advice: teenagers promoting day trading strategies,“ influencers” flogging questionable investment schemes and people with dubious credentials insisting you shouldn’t invest in a 401(k).

April 1, 2022
A new study finds that couples are doing better financial planning than singles.

Roses, Chocolates And … A Financial Plan? Couples Love Security: Study

Four of five U.S. households (82%) think about working toward long-term financial goals, with half (54%) having a plan. But only one-third of households with plans report having written plans.

April 1, 2022

What It Takes To Have A Million-Dollar Day

Get the right factors into alignment to execute the perfect day for your practice.

April 1, 2022

Could FIAs Be A Cure For Dropping Bond Prices?

Inflation and rising rates, on top of ongoing market volatility, have come into sharp focus for investors.

April 1, 2022

A Term Alternative In Business Succession Planning

Permanent policies can provide many unique benefits to comprehensive business planning. These benefits ultimately could cause permanent life insurance to be less costly than term insurance in the long term.

April 1, 2022

Broker Comp Disclosure ‘Will Change The Game’

Compensation transparency will have a bigger impact on health insurance brokers over the next few years than did the Affordable Care Act, an insurance industry veteran said.

April 1, 2022
Many Americans say they are thinking differently about financial planning and are open to financial planning advice.

Consumers More Open To Planning Advice, Lincoln Financial Finds

According to a new survey from Lincoln Financial Group, 59% of consumers said they plan to make permanent changes to the way they spend and save money as a result of the COVID-19 pandemic.

April 1, 2022

Lawsuits, Rules And Money

As the Department of Labor continues its work on rules extending fiduciary-like duties, some groups are not waiting. Two lawsuits filed in February may or may not have an impact on the outcome.

April 1, 2022

Knowledge That’s Worth Having

I’m sitting in grade six math class, doing the workbook exercises I hate. I’m asked to solve this problem…

April 1, 2022

The Melanin Project: Helping Black Women Get Control Of Their Finances

Afra Smith sees The Melanin Project as a tool not just for education, but for advocacy. She’s adamant that payday loans should be outlawed and that schools should add financial literacy to their curriculum.

March 31, 2022
COVID-19 is having a wide-ranging impact on the economy, but not so much on life insurance claims.

Long-Haul COVID-19 To Have Limited Impact On Life Claims: Moody’s

Elevated death benefits aside, most of the costs of COVID are medical and will be picked up by health insurers, Moody’s Investors Service said in a new report.

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