On Monday, the Connecticut Insurance Department (CID) hosted a virtual information session for PHL Variable Insurance Co. policy and annuity…
‘Seismic changes’ cloud global economy, analyst says
The global economy is entering a period of profound uncertainty as geopolitical conflict, shifting trade dynamics and rapid technological change upend traditional forecasting models.
Don’t let caregiving derail your clients’ retirement
Nearly one-quarter of U.S. adults (23%) are members of the Sandwich Generation, and this generation may be the next wave of America’s retirement crisis.
The ‘magic number’ for retirement hits $1.45M
The “magic number” Americans believe they need to save for a comfortable retirement climbed to $1.46 million in 2026 – $200,000 more than last year and in line with 2024 estimates.
‘All-weather’ annuity portfolios aim to sharply limit rainy days
Shifting economic conditions — including higher interest rates, market volatility and increased regulatory scrutiny — are forcing companies to rethink how they design and manage annuity products, with a growing focus on so-called “all-weather” portfolios.
Purpose over speed: How carriers will win with AI
Before any AI tool is implemented, insurers must ask a fundamental question: What problem are we looking to overcome?
Health insurance industry outlook is negative, AM Best says
AM Best’s outlook for the health insurance segment is negative, with several headwinds influencing that outlook.
OBBBA can give small-business clients opportunities for saving
Provisions in the One Big Beautiful Bill Act can give your small-business clients opportunities to save on their taxes and use the savings to improve their after-tax cash flow or do other types of business planning.
Annuity income: The new 401(k) standard?
The push to include annuity products in 401(k) plans resembles the early evolution of participant-directed investing.
Architecture plays a role in mitigating climate risk
If insurability is tied directly to a building’s resilience, how must architecture evolve?
Could Colorado’s new home insurance bill catch on in other states?
Industry experts are weighing whether a new home insurance bill introduced in Colorado could spur other states to similar action
Smart annuity planning can benefit long-term tax planning
Financial professionals who can translate tax complexity into clear guidance bring real value to the individuals sitting across the table.
How improving the customer experience can build trust
Insurers have long invested in customer experience, and in an increasingly volatile world, that focus matters even more.
AI won’t solve the workforce crisis; here’s what will
Thousands of insurance professionals are expected to retire from the industry in the next 10-15 years. How will the industry respond?
Sell more, cover better as telematics get smarter
Eighty-eight percent of fleets reported they use telematics for safety, yet only 30% share their data with insurers, according to SambaSafety’s 2025 telematics report.
Supporting the ‘better late than never’ market with life insurance
Life insurance, both for protection and as a financial planning tool, remains a crucial part of any portfolio for clients nearing retirement.
The child-free client: how advisors can support this growing demographic
Recent data from the Pew Research Center found that among adults under 49 without children, 47% say they never wants kids. But do they need life insurance?
Overcoming price objections by reframing costs
The premium rarely stops the decision. The misunderstanding behind the premium does.
Financial FOMO is quietly straining relationships
Although 83% of Americans say they’re comfortable in talking about money with at least one person, most of them are silent when it comes to admitting financial struggles to others who are close to them, including family, friends and coworkers.