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From the Field: Expert Insights RSS Get our newsletter
January 5, 2024
Person walking with a dollar symbol in his hand, with a large padlock superimposed over the image.

Overconfidence exposes many Americans to financial scams

Although 90% of adults are confident in their ability to detect financial scams, more than a quarter reported falling victim at some point.

January 4, 2024
Image shows a montage of Wells Fargo logos.
Wells Fargo lost a bid to apply New York laws to a lawsuit over a Stranger-Originated Life Insurance policy.

Judge rejects Wells Fargo motion to toss STOLI lawsuit

A federal lawsuit over what plaintiffs are calling a stranger-originated life insurance (STOLI) policy will continue after a judge denied Wells Fargo’s motion to apply New York law to the case.

January 4, 2024

Calif. insurers continue tactics to slow new policies, stem losses

California auto insurers are engaging in a host of tactics to discourage customer access to insurance in a strategy to stem losses.

January 4, 2024

Personalization, personality and proactivity: 10 insurance customer engagement trends for 2024

If there was a common thread for the insurance sector in 2023, it was “customer experience matters more than ever.”

January 3, 2024
What's happening with Medicare in 2024?

New Medicare Advantage guidance, emphasis on health equity on the horizon for 2024

New guidance for Medicare Advantage plans and an increased emphasis on social determinants of health are among the issues that health care providers and Medicare beneficiaries can expect to see in 2024.

January 3, 2024
The image shows the Department of Labor building and the words, "DOL Rule Comment Period Ends."
The DOL comment period on its controversial fiduciary rule ended Tuesday.

Deadline passes with over 19k comments on DOL fiduciary rule proposal

The Department of Labor wrapped up a relatively quick comment period Tuesday on its controversial fiduciary rule. Critics called on the DOL to withdraw the rule.

January 3, 2024

Bridging the wealth gap with female clients

Female clients control one-third of the wealth in the U.S., but are underserved by the financial industry.

January 3, 2024
Image shows the word "Veto"
New York Gov. Kathleen Hochul vetoed legislation that would have allowed survivors to collect damages for emotional suffering.

NY Gov. Hochul vetoes ‘wrongful death’ legislation opposed by insurers

New York Gov. Kathy Hochul again vetoed legislation that would permit families of “wrongful death” victims to receive additional compensation for emotional suffering.

January 2, 2024
Image shows people playing tug of war with the words "Life Illustration Rules" highlighted.
IUL illustrations are rarely turning out accurate, one longtime industry expert says. (This image was created with AI)

Regulators lukewarm on illustrations rewrite in 2024

State insurance regulators are not interested in another contentious illustrations redo, but consumer advocates say Americans deserve one.

January 2, 2024

The question of self-insurance: Helping clients navigate the risks

Self-insurance presents an alternative, but it’s not without its risks and considerations.

January 2, 2024
Comic-book like text image of the words "Insurtech HYPE."

Did insurtech live up to the hype in 2023?

The hype died, the venture capital money dried up, and 2023 might have been the year the insurtech business came face to face with reality.

January 1, 2024
Champagne glasses against a festive backdrop decorated with cash and bills.

Most Americans considering a financial resolution for 2024

Faced with stress over personal finances, most Americans surveyed say they are planning New Year’s resolutions to conquer their financial goals.

January 1, 2024

Here we go again! DOL proposes new fiduciary rule

The Department of Labor is trying for the fourth time to extend fiduciary duty to virtually all annuity sellers. Industry critics are spoiling for a fight. So what’s in this rule?

January 1, 2024

The IRA Whisperer — With Denise Appleby

Originally pulled in as temporary help during the height of IRA season, Denise Appleby took to IRAs “like a fish to water,” never looked back and eventually became renowned for her expertise.

January 1, 2024

The science of successful habits

The beginning of a new year is the perfect time to set that Big Hairy Audacious Goal for yourself and your practice. But you won’t achieve it overnight.

January 1, 2024

The fear factor: Consumers and their finances

Americans share what scares them most about their finances.

January 1, 2024

Index crediting strategy: Which one is best for your clients?

A three-step approach to understanding the index crediting strategy that will protect your clients’ investment.

January 1, 2024

The new DOL proposal is not in consumers’ best interests

We are not opposed to fiduciaries; we are opposed to depriving consumers of choices.

January 1, 2024

Financial professionals can help solve the financial literacy riddle

Here are some ways you can help boost the financial knowledge of people in your community

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