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June 24, 2024
Hard work always pays off nicely. Senior man signing a check. Close up. Focus on hand.

How long is ‘forever’ when it comes to permanent life insurance?

Clients may like the idea of permanent protection but the idea of paying forever can be a daunting proposition.

June 24, 2024
Illustration of a group of Gen Z'ers communicating via computers and other electronics. How-important-are-financial-advisor-referrals-to-young-investors (1)

How important are financial advisor referrals to young investors?

At a time when social media is touted as the best way to reach a younger target market, how important are referrals for financial advisors?

June 21, 2024
bankruptcy

Court rules that insurers are parties of interest in bankruptcy proceedings

The U.S. Supreme Court, in a recent decision, ruled that insurers are parties in interest in bankruptcy plans and can object to reorganization plans.

June 21, 2024
retirement
Worried mature couple talking to their doctor during her home visit

The retirement advice gap creates an opportunity for advisors

The gap in what clients want to learn about and what advisors are telling them presents an opportunity to strengthen relationships.

June 21, 2024
Handwriting text Debt Relief. Conceptual photo partial or total remission of it especially those by countries Primary medical precautionary equipments for health care protection

Medical Debt Cancellation Act: Temporary relief but the root cause is still there

The Medical Debt Cancellation Act seeks to alleviate financial stress for Americans burdened by health care expenses.

June 21, 2024
Scales of justice holding the letters E, S and G. Federal appeals court to hear ESG rule arguments in July.

Federal appeals court to hear ESG rule arguments in July

A New Orleans federal appeals court is scheduled to hear arguments the week of July 8 on whether the Biden administration’s ESG rule meets the legal standard.

June 20, 2024

Health-based actuarial longevity: The starting point for retirement planning

Longevity risk gets a lot of attention, but the other side of the coin – the high probability of dying earlier than 95 – should also be discussed with clients.

June 20, 2024
Illustration of a trophy with the name "National Life Group" with "IUL" and "FIA" engraved on the front. National Life Group is a 'progressive mutual,' CEO says, with record sales.

National Life Group is a ‘progressive mutual,’ CEO says, with record sales

National Life Group is one of the oldest mutual insurance companies in the United States, but CEO Mehran Assadi likes to call the insurer, “a progressive mutual.”

June 19, 2024
Image of a financial advisor sitting at a table with a couple of clients. How-to-leverage-your-client-base-to-grow-your-practice.

How to leverage your client base to grow your practice

Running a thriving practice means not only attracting clients, but also tapping into those clients to gain additional business

June 19, 2024

Lessons from the Connelly case on buy-sell agreements

The Connelly decision may generate questions about buy-sell agreements from clients and their tax and legal teams.

June 19, 2024
Silhouette of a person with the words "Life Insurance" overlapping. Ameritas lawsuit claims life policy conversion strays too close to STOLI.

Ameritas lawsuit claims life policy conversion strays too close to STOLI

The defendant in a California lawsuit that challenges the line between life settlement and stranger-originated life insurance is asking the court to dismiss the complaint.

Integrity launches Integrity Wealth to fuel next growth phase

June 18, 2024

Integrity Marketing Group, a leading distributor of life and health insurance, and provider of wealth management and retirement planning solutions,…

June 18, 2024
climate change

Commentary: Climate change is pressuring insurers

Climate change is disrupting our natural world, which will in turn disrupt many of our systems, including insurance.

June 18, 2024
Photo of senior couple running along a track. John Hancock expands its longevity arsenal.

John Hancock expands its longevity arsenal

In its continuing effort to encourage proactive healthcare and longevity, John Hancock adds discounted access to advanced whole-body MRI

June 18, 2024
Large "HSA" letters set in a heart against a background of money. Health-Savings-Accounts-can-be-a-significant-vehicle-to-save-for-health-care-expenses-in-retirement.

HSAs’ triple tax advantage can be a plus for retirement

Health savings accounts can be a significant vehicle to save for health care expenses in retirement, as HSAs have a triple tax advantage making them attractive ways to invest money toward filling in the gaps in Medicare coverage.

June 17, 2024

Underwriting: Navigating the metrics maze

The only thing that matters in a product launch is whether it drives the business measures you care most about.

Iowa insurance agent sentenced to 18.5 years in prison for defrauding seniors

June 17, 2024

Zachary James Flaherty, 48, of Clive, Iowa, was sentenced on June 12 to 222 months (18.5 years) in prison after…

June 17, 2024
Image shows a life insurance application with an "approved" logo over top.
The life insurance industry has long worked to achieve accelerated underwriting.

Advocate concerned that NAIC accelerated underwriting effort lacks teeth

After putting accelerated underwriting aside for a year, state insurance regulators are out with tentative guidance on the topic.

June 14, 2024
Image shows the words "Globe Life Data Breach."
Globe Life says policyholder data may have been accessed via its web portal.

Globe Life reports web portal breach as troubling year continues

Globe Life Insurance Co. self-reported a potential web portal breach Friday, the latest in a series of troubling incidents for the company.

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