If you have clients who are concerned about what market volatility might mean for their loved ones, life insurance can provide peace of mind that generational wealth won’t get lost in the storms.
user
Nonprofit Clients Face Unique Risk Exposures
Many nonprofit organization leaders are under the impression that they can’t afford the range of insurance coverages needed to adequately provide protection against their unique risk exposures. In reality, the absence of these protections may place the organization in jeopardy and be far more costly in the long run.
COVID Forces Business Owners To Ask Tough Health Questions
As businesses have had to adapt their operations due to the COVID-19 pandemic, employee duties also may have changed. Some of business owners’ prior concerns are still there, of course, but possibly heightened or altered. Those concerns might include questions about what would happen if the virus infected an owner.
When it comes to saving for the long term, millennials and Generation Z have time on their side. Although we are currently in a period of extreme market volatility, if millennials and Gen Z start investing early, there is the potential for their assets to compound and appreciate over the next 40-plus years.
2020 Election Preview: Plenty At Stake For Markets And Economy
Although all election years feel different, 2020 no doubt may be one of the most unique election years ever. We have a pandemic, a deep recession, extremely heightened partisanship, a mail-in ballot controversy, an unpredictable president, and the oldest presidential candidate ever.
3 Tips To Cut Distractions In Your Work-From-Home Life
Our personal and professional lives have merged into an endless to-do list. Here are some tips for boosting your productivity while settling your mind.
Your clients still have time to realize better tax breaks this year because the tax filing deadline has been extended to July 15.
COVID-19 has helped move a traditionally slow-to-evolve industry in a more chameleon-like way. Insurance carriers have made multiple changes to their underwriting guidelines and product portfolios. Products may have slightly different features or requirements, but they still blend seamlessly into individuals’ financial and retirement plans.
While the COVID-19 pandemic will likely impact the claims side of the insurance industry, it is also affecting another component: insurance company investment portfolios. The past decade’s historically low interest rates led insurers further into generally higher yielding assets, including IG corporate bonds.
As states reopen, understanding the paid leave laws currently in place and having a holistic paid leave strategy will be instrumental for many employers. Here are ways benefits brokers can help.
Conquer COVID-19 Concerns For Benefits Enrollment Season
When the COVID-19 pandemic shuttered businesses across the country this spring, it may have shut the doors on some of your clients’ benefits enrollments, too. Many employees were no longer at the workplace to enroll, and even for businesses with essential workers, large gatherings to talk about benefits weren’t possible.
Through a barrage of negative news, intensified fears and an uncertain future, the COVID-19 pandemic has heightened people’s emotions. This can often affect the personal side of financial planning and overshadow the technical perspective.
7 Ways LTCi Can Keep Your Client Out Of The Nursing Home
COVID-19 may add to your client’s fear of moving to a nursing home someday. Here are ways that long-term care insurance can enable your client to receive care at home.
Early Withdrawals From 401(k)s Should Be A Last Resort
Financially stressed workers may be tempted to withdraw funds from the 401(k) accounts. But employees should explore all alternatives prior to withdrawing from their 401(k) whether it’s during this pandemic or anytime.
5 Quick Tech Tips To Make Remote Working Easier
It can be difficult to shift your routines to rely on technology more to maintain your relationships with clients, and spending all day on your computer and mobile devices can cause technology fatigue. However, at their core, technology tools are designed to make our lives easier.
5 Trends To Better Understand Insurance Consumers
It’s important to understand where consumers are in their buying journey. The most efficient and effective way to do that is to leverage behavioral data at the individual consumer level to meet actively shopping consumers in the market, on their terms.
US Payrolls Fall By Most On Record
The US Bureau of Labor Statistics released its monthly employment report this morning, revealing that the domestic economy lost 20.5 million jobs in April. This is by far the largest contraction in the history of the data series, which goes back to 1939.
4 Winning Strategies For A Remote Workforce
Plenty of companies have discovered how challenging the switch from in-house to remote operations can be. However, there are simple shifts your company can make to ensure success.
The Power Of Social Media Can Help Clients Through COVID-19
Many clients may be feeling uncertain or panicked about their financial future. Communicating with them through social media and other online tools can provide reassurance and a source of stability.
Benefits Advising In The Age Of COVID-19: 3 Questions For You
Now that we’ve all at least had some opportunity to get our feet back under us, a new set of questions arise: In this “new normal,” how do we, as advisors, continue to bring value to our clients?
