Anna Baluch is a finance reporter and writer with more than a decade of experience. Contact her at anna.baluch@innfeedback.com
Critical care riders transform life insurance from a product that only pays out when someone passes away into a policy with living benefits.
More retirees are warming up to the idea of partial annuitization to assure a guaranteed lifetime income, experts say.
When a California homeowner applies for or renews a homeowner’s policy, residential property insurers are required to provide them with a replacement cost estimate.
Integrity recently announced a health plan designed for its independent agents and advisors in a breakthrough offering.
Hidden provisions in hospital contracts could quietly be pushing employer healthcare costs far higher.
Fidelity Investments recently announced its Fidelity Freedom Lifetime, the latest guaranteed income option for employer plans.
How technology helps carriers prevent claims before they happen.
Hedge funds don’t make sense for a lot of clients, but for high-net-worth individuals, can be an important part of a financial plan.
As AI use grows, insurance companies are increasingly questioning whether photos submitted during the claims process are real.
As the cost of living puts greater pressure on household budgets, the market for life settlements continues to grow as well.
Federal retirement benefits can be far more complex than those in the private sector, advisors say.
Financial experts agree that clients should forget trying to time the market and instead focus on solid planning and risk tolerance.
New Oklahoma legislation requires insurers to file proposed rate changes and supporting information before rates take effect.
The U.S. property and casualty insurance industry achieved record-breaking underwriting profitability in the first quarter of 2026.
Recent five-year data from the Life Insurance Settlement Association tells an interesting story about the life settlement business.
Forecasters are warning that Super El Niño is expected to make its debut soon and will likely continue through winter and early 2027.
Indexed universal life insurance now represents about 25% of life insurance sales and the product is rapidly increasing in popularity.
The California property insurance market is currently facing severe structural strain, making coverage increasingly expensive and difficult to find.
Many insurers are still using AI for existing underwriting and claims rather than redesigning how those workflows operate.
New data from Security Benefit shows that two in five financial professionals say 30% or more of their clients spend less than they can in retirement.
