Anna Baluch is a finance reporter and writer with more than a decade of experience. Contact her at [email protected]
The financial lives of Americans have never been more complex, and complexity is precisely why integration matters.
Advisors who recognize this and serve their female clients accordingly are better positioned to build meaningful, long-term relationships.
Younger clients are moving away from accumulation-only thinking to a more balanced approach that includes protection and income planning.
Annuities allow small-business owners to convert accumulated assets into guaranteed lifetime income.
Two approaches to a strategy that provides guaranteed income.
Nationwide’s latest Advisor Authority study found that a majority of millennials and Gen Xers are likely to put part of their portfolio in an annuity.
Advisors are increasingly asked how to structure life insurance for those whose careers, families, and finances span multiple countries.
Just as anyone else, gig economy power earners need life insurance to replace income that would stop the moment they quit working.
Eighty-eight percent of fleets reported they use telematics for safety, yet only 30% share their data with insurers, according to SambaSafety’s 2025 telematics report.
Life insurance, both for protection and as a financial planning tool, remains a crucial part of any portfolio for clients nearing retirement.
Recent data from the Pew Research Center found that among adults under 49 without children, 47% say they never wants kids. But do they need life insurance?
Many clients don’t buy the insurance coverage they need, even when they can afford it.
How much can AI help the insurance industry offset the continued loss of institutional knowledge as talent ages out?
As more and more insurers leverage AI for underwriting, claims, and risk management, they face the need for explainability, defensibility, and accountability.
High-net-worth families often face elevated cyber risk because of their visibility, financial resources, and complex lifestyles.
Florida’s recent tort reforms were designed to reduce lawsuit incentives and the additional costs that arise when claim payouts increase because of societal and legal pressures.
The SEC Division of Enforcement announced important updates to its Enforcement Manual to improve the consistency and uniformity of investigative practices
Earlier this year, a new law went into effect in Texas, requiring insurers to provide a reason for declining or…
According to the Big ‘I’, two-thirds of independent agencies plan to increase their AI usage in the next 12 months.
Market reports usually include pricing pressures and geographic risk factors that turn complex data into practical guidance for retirement planning.
