Anna Baluch is a finance reporter and writer with more than a decade of experience. Contact her at [email protected]
Advisors should be thinking not about whether clients can afford a loss, but whether they want to absorb that loss.
Life insurance can play a key role in a client’s financial plan, offering a source of liquidity that doesn’t depend on market conditions.
How can advisors best help clients understand the benefits and drawbacks of surrendering an annuity contract?
A client’s insurance needs can change at any time for a wide range of reasons. Advisors need to be alert and ready with solutions.
When a client expresses interest in a life insurance loan, an advisor must clearly lay out the pros and cons.
Advisors say their clients deserve a clear picture of what their policy covers and what it does not, and why that information matters.
Many individuals prefer texting for both personal and business purposes, so advisors are likely to receive texts from clients.
Clients often delay a life insurance purchase because they think they’re too young and too healthy to need it.
The most significant gap that tends to emerge when adult children take over their parents’ finances is long-term care and other related health care expenses.
Too often, advisors only focus on a client’s primary residence and overlook their vacation or second home.
A gray divorce, typically couples who are age 50 and older, can be one of the biggest financial transitions someone experiences.
The loss of a spouse can shake a client’s emotional and financial foundation. That’s why a life insurance conversation is vital.
Many so-called experts are sharing social media insurance tips that may or may not be accurate, often leaving clients misinformed.
Policyholders do not have to exhaust all underlying coverage before they pursue claims against excess insurers, a California court ruled.
A progressive group says a federal single-payer model is the best way to deal with future property insurance costs. Critics disagree.
American Growth Insurance (AGI) recently announced its launch as an AI-enabled insurance brokerage growth platform.
Like most financial products, market value-adjusted (MVA) fixed annuities come with trade-offs.
Security Benefit found that 76% of advisors consider geopolitical instability the most difficult risk to plan for.
Canvas Annuity, a digital direct-to-consumer annuities provider, recently announced a new 10-year multi-year guaranteed annuity.
Critical care riders transform life insurance from a product that only pays out when someone passes away into a policy with living benefits.
