Calculator-Advisor Combo Reveals Cost Of LTC And Insurance In Any Location
STEP 1: The consumer goes online to use a Cost-for-Care calculator that displays the going rate for care in their state or metropolitan area. The calculator shows costs per day, month, or year for care in a nursing home, assisted living facility, adult day care center, or one's own home with a health aide.
STEP 2: The consumer then places a call to a local advisor to learn their options for managing the costs through LTC insurance.
"Step 1 is likely to blow people's minds," says
Step 2 may be an eye-opener too, but in the opposite direction, according to Gott. "Most people have no idea how affordable LTC insurance premiums can be, especially if they shop around and sign up early." When consumers call one of the participating advisors, listed below, they first answer questions about their age, health, state of residence, financial situation, and care benefits they want. The advisor, who is a licensed agent specializing in this coverage, then responds by supplying costs for policies from competing carriers. "Rates can vary widely depending on the carrier and other factors," says Gott.
The calculator, supplied by one of the carriers LTCFP represents, is available at http://www.johnhancockltc.com/individual/cost-of-long-term-care-calculator/.
|
The participating advisors are -- |
|
CA: |
|
CA: |
|
CA: |
|
CA: |
|
CA: |
|
CA: |
|
CA: |
|
CA: |
|
CA: |
|
CA: |
|
CT: |
|
CT: |
|
CT: |
|
FL: |
|
FL: |
|
FL: |
|
FL: |
|
FL: |
|
GA: |
|
GA: |
|
ID: |
|
IL: |
|
IL: |
|
IL: |
|
IN: |
|
MI: |
|
MI: |
|
MN: |
|
MO: |
|
MO: |
|
NE: |
|
NE: |
|
NJ: |
|
NJ: |
|
NJ: |
|
NY: Ronald Brie -- 212-799-3900 |
|
NY: |
|
NY: |
|
NY: |
|
NY: |
|
NY: |
|
NY: |
|
NY: |
|
NY: |
|
NY: |
|
NY: |
|
OH: |
|
OH: |
|
OH: |
|
OH: |
|
OK: |
|
OR: |
|
PA: |
|
PA: |
|
PA: |
|
PA: |
|
SC: |
|
TN: |
|
TN: |
|
TX: |
|
TX: |
|
TX: |
|
TX: |
|
TX: |
|
VA: |
|
VA: Patricia O' |
|
VA: |
|
VA: |
|
VA: |
|
VA: |
|
VT: |
|
WA: |
|
WA: |
|
WA: |
|
WI: |
|
WV: |
For states not listed above, consumers may ask any advisor for rate information in other locations.
LTCFP is one of the nation's largest and most experienced agencies specializing in long-term care insurance and related financial products. The company is a co-founder and sponsor of the "3 in 4 Need More" campaign, which seeks to alert Americans to the long-term healthcare crisis, and to multiply the number protected by long-term care planning.
*(PHOTO 72dpi: Send2Press.com/mediaboom/12-0627-denisegott_72dpi.jpg)
*(Photo Caption: LTC Financial Partners National Sales Manager and Chairman of the Board Denise Gott.)
This release was issued on behalf of the above organization by Send2Press(R), a unit of Neotrope(R). http://www.Send2Press.com
SOURCE
| Source: | PR Newswire Association LLC |
| Wordcount: | 797 |
Advisor News
- Metlife study finds less than half of US workforce holistically healthy
- Invigorating client relationships with AI coaching
- SEC: Get-rich-quick influencer Tai Lopez was running a Ponzi scam
- Companies take greater interest in employee financial wellness
- Tax refund won’t do what fed says it will
More Advisor NewsAnnuity News
- The structural rise of structured products
- How next-gen pricing tech can help insurers offer better annuity products
- Continental General Acquires Block of Life Insurance, Annuity and Health Policies from State Guaranty Associations
- Lincoln reports strong life/annuity sales, executes with ‘discipline and focus’
- LIMRA launches the Lifetime Income Initiative
More Annuity NewsHealth/Employee Benefits News
- PLAINFIELD, VERMONT MAN SENTENCED TO 2 YEARS OF PROBATION FOR SOCIAL SECURITY DISABILITY FRAUD
- Broward schools cut coverage of weight-loss drugs to save $12 million
- WA small businesses struggle to keep up with health insurance hikes
- OID announces state-based health insurance exchange
- Cigna plans to lay off 2,000 employees worldwide
More Health/Employee Benefits NewsProperty and Casualty News
- Homeowners insurance rates could reemerge in Illinois legislative session
- Are MS Coast homeowner insurance rate hikes easing? What experts, records say
- Bill would limit homeowners insurance rate hikes
- MAYOR BASS APPLAUDS NEW LEGISLATION TO EXTEND MORTGAGE FORBEARANCE FOR L.A. WILDFIRE SURVIVORS AFTER LEADING A DELEGATION OF PALISADIANS TO SACRAMENTO
- Bill to regulate homeowners' insurance rates could reemerge this session
More Property and Casualty News