Calculator-Advisor Combo Reveals Cost Of LTC And Insurance In Any Location
STEP 1: The consumer goes online to use a Cost-for-Care calculator that displays the going rate for care in their state or metropolitan area. The calculator shows costs per day, month, or year for care in a nursing home, assisted living facility, adult day care center, or one's own home with a health aide.
STEP 2: The consumer then places a call to a local advisor to learn their options for managing the costs through LTC insurance.
"Step 1 is likely to blow people's minds," says
Step 2 may be an eye-opener too, but in the opposite direction, according to Gott. "Most people have no idea how affordable LTC insurance premiums can be, especially if they shop around and sign up early." When consumers call one of the participating advisors, listed below, they first answer questions about their age, health, state of residence, financial situation, and care benefits they want. The advisor, who is a licensed agent specializing in this coverage, then responds by supplying costs for policies from competing carriers. "Rates can vary widely depending on the carrier and other factors," says Gott.
The calculator, supplied by one of the carriers LTCFP represents, is available at http://www.johnhancockltc.com/individual/cost-of-long-term-care-calculator/.
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For states not listed above, consumers may ask any advisor for rate information in other locations.
LTCFP is one of the nation's largest and most experienced agencies specializing in long-term care insurance and related financial products. The company is a co-founder and sponsor of the "3 in 4 Need More" campaign, which seeks to alert Americans to the long-term healthcare crisis, and to multiply the number protected by long-term care planning.
*(PHOTO 72dpi: Send2Press.com/mediaboom/12-0627-denisegott_72dpi.jpg)
*(Photo Caption: LTC Financial Partners National Sales Manager and Chairman of the Board Denise Gott.)
This release was issued on behalf of the above organization by Send2Press(R), a unit of Neotrope(R). http://www.Send2Press.com
SOURCE
| Source: | PR Newswire Association LLC |
| Wordcount: | 797 |
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