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April 28, 2026

The gap between policy awareness and investor conversations

A concerning gap exists between widespread investor awareness of policy issues and meaningful planning conversations that address these risks, a recent survey revealed.

April 27, 2026
Image shows a pile of money with a sunset in the background.
An Iowa widow claims that life insurers sold her indexed universal life policies in a risky premium financing plan.

Iowa widow claims premium-financed IUL plan jeopardized family farm

An Iowa widow has filed suit against two life insurers, alleging a complex estate-planning strategy using IUL left her family’s debt-free farmland at risk.

April 27, 2026

Younger investors turn to ‘finfluencers’

Young investors may seek out finfluencers because they feel more connected with them in terms of their background, age or life situation.

April 24, 2026
Image shows several check marks and the letters, NAIC.
State insurance regulators are working on plans to implement new guidance on artificial intelligence.

NAIC regulators debate the scope of AI guardrails

State insurance regulators are at the implementation phase of guidance on artificial intelligence, following broader adoption of a model bulletin.

April 23, 2026
Image shows people reaching for a pile of coins.
Nearly 100 million Americans report being either uninsured or underinsured.

Life insurance premium surges, but coverage is still falling short for many

Despite individual life insurance new annualized premium surging 10% in 2025, the fourth record-setting year in the past five, just…

April 23, 2026

Market factors or government policies? Opinions differ on lowering drug costs

One of the few opinions that Americans across the political spectrum agree on – prescription drug costs are too high. But what can be done to lower those costs? That’s where opinions differ.

April 22, 2026

Health insurers used hidden online tracking tools, lawsuits allege

In less than a year, four claims filed against major health insurers allege the companies used hidden tracking tools on their websites to record users’ most sensitive health queries in real time, then transmitted that data to third-party firms.

April 22, 2026
Image shows a doctor treating a small boy

Life insurance tips: 5 underwriting concerns for clients living abroad

Advisors are increasingly asked how to structure life insurance for those whose careers, families, and finances span multiple countries.

April 21, 2026
Image shows the Prudential logo
Misconduct issues within Prudential of Japan are greater than the insurer anticipated, officials say.

Prudential extends Japan sales ban another 6 months at a total $1B loss

Prudential of Japan is not ready to resume sales after a 90-day ban following widespread misconduct, Prudential Financial CEO Andy Sullivan said Tuesday.

April 21, 2026
Image is a cartoon of a man on a motorbike riding through an urban area
Life insurance can be tailored to fit the lives of gig workers.

Life insurance for gig economy power earners: what advisors need to know

Just as anyone else, gig economy power earners need life insurance to replace income that would stop the moment they quit working.

April 21, 2026
Image shows people around a table with the NAIC Annuity Buyer's Guide pictured.
Life insurance trade groups are not pleased with early changes to the Annuity Buyer's Guide.

Industry objects to ‘tone and tenor’ of draft NAIC Annuity Buyer’s Guide

Industry trade groups are raising concerns about tone, timing and usability as work continues on a revised annuity buyer’s guide.

April 20, 2026
Image shows a man with pieces of paper in both hands and question marks above his head.
Thirty-seven percent of Americans say they use a financial professional to learn about money.

6 in 10 Americans struggle with financial decisions

Only 40% of Americans are extremely or very confident in their ability to make and execute financial decisions, according to a Corebridge Financial survey.

April 20, 2026
Image shows a group of people knocking over a column.
The annuity industry is dealing with several challenges, a LIMRA panel agreed.

Annuity industry grapples with consolidation, innovation and planning shifts

Consolidation among distributors, evolving technology and changing consumer expectations are reshaping how annuity products are developed and sold, a LIMRA panel agreed.

April 17, 2026

Human connection still key in the new annuity era

Consumer trust and confidence are significantly higher when a financial professional is involved, as pandemic-driven changes continue to reshape how annuities are sold and serviced.

April 16, 2026

AI and life insurance: Fast today, unpredictable tomorrow

AI is rapidly reshaping underwriting, improving efficiency and data analysis while raising new questions about accuracy, governance and the role of human decision-making.

April 16, 2026
Image shows a judge holding a playing card
Judge Daniel Klau ruled that large policyholders can intervene in the proposed PHL Variable liquidation proceedings.

Judge allows PHL policyholders to intervene, denies ‘premium holiday’

A Connecticut judge denied a request Tuesday by PHL Variable Insurance Co. policyholders to stop paying premiums while keeping their coverage in force.

April 16, 2026

‘Seismic changes’ cloud global economy, analyst says

The global economy is entering a period of profound uncertainty as geopolitical conflict, shifting trade dynamics and rapid technological change upend traditional forecasting models.

April 15, 2026

Don’t let caregiving derail your clients’ retirement

Nearly one-quarter of U.S. adults (23%) are members of the Sandwich Generation, and this generation may be the next wave of America’s retirement crisis.

April 15, 2026

The ‘magic number’ for retirement hits $1.45M

The “magic number” Americans believe they need to save for a comfortable retirement climbed to $1.46 million in 2026 – $200,000 more than last year and in line with 2024 estimates.

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