State to decide on potential buyer for PHL Variable policies by Dec. 31
Several companies are competing to take over or reinsure all or parts of the troubled PHL Variable Insurance Co. business.
5 ways insurers will prioritize AI and customer experience in 2026
Insurers will prioritize customer experience in the coming year as declining customer satisfaction reveals the need to focus on retaining clients.
Behavioral barriers to buying annuities (and how to overcome them)
Most individuals struggle to commit to annuities. Often, behavioral barriers rather than the products create the greatest obstacles.
Feelings, prayers and vibes: How many Americans buy
Many Americans rely on their gut feelings, prayers and vibes when making major purchasing decisions, according to a survey by Life Happens.
Annuity sales edge up in Q3, Wink reports
Sales were up 1.8% when compared to the previous quarter and up 1.5% when compared to the same period last year.
Nearly half of Americans surveyed will collect Social Security benefits early
Nearly half of Americans surveyed plan to file for Social Security benefits before reaching full retirement age, leaving money on the table.
Older Investors, Wider Bets: How retirement portfolios change with age
A T. Rowe Price/MIT study reveals how retirement investors’ allocation preferences and accumulated savings become more diverse with age.
Study: Nearly half of Americans would consider a 50-year mortgage
A recent study of 1,000 Americans found that almost half of Americans (45%) would consider a 50-year mortgage if it were available.
As ACA collapse nears, announcement of Trump plan postponed
A White House official said President Donald Trump will postpone his announcement of a new proposal to address health care costs and averting a spike in premiums driven by the expiration of enhanced Affordable Care Act subsidies.
New ACA proposals in the works as ‘subsidy cliff’ looms
As the Affordable Care Act “subsidy cliff” looms, reports say President Donald Trump plans to announce a new proposal for addressing health care costs.
‘Take this as a win’: NAIC creates new life insurance illustration group
The National Association of Insurance Commissioners is creating a new working group to address life insurance and annuity illustrations.
Kyle Busch IUL lawsuit moved to federal court at PacLife’s request
A lawsuit by NASCAR star Kyle Busch against Pacific Life and an advisor over a poorly performing indexed universal life insurance policy moved to federal court Thursday.
NAIC health panel to study ‘affordability,’ other disparities in 2026
State health insurance regulators agreed Thursday to beef up their 2026 charges to include a bigger focus on disparities in health insurance.
Rising Risks, Rising Costs: The self-insured homeowner dilemma
With home insurance premium rising, some families are deciding to take on the risk themselves rather than renewing their coverage.
NAIC regulators to pilot an AI evaluation tool for insurer conduct exams
State insurance regulators are about to receive a new AI evaluation tool to help them better understand how insurance companies are utilizing artificial intelligence.
California proposes greater ‘solvency’ oversight of insurers; industry balks
In a year that began with devastating wildfires, California is proposing a disclosure regime to address the long-term solvency of insurance companies.
How AI is lowering the barrier for annuities sales
Annuities, at times, has had a reputation as a complex, difficult product for advisors to sell. Can AI break that barrier down?
Senator proposes swapping ACA tax credits for prepaid HSAs
Sen. Bill Cassidy, (R-La.), introduced a plan that could significantly shift the landscape for those who obtain health insurance through the Affordable Care Act marketplace.
Pa. insurance chief fires back at ACA ‘fearmongering’ claim, warns of hikes
Pennsylvania Insurance Commissioner Michael Humphreys clapped back on criticism of his department’s characterization of Obamacare subsidies.
