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October 1, 2026
When workers struggle to afford day-to-day expenses, they can't save for retirement (AI-generated image)

Financial stress leaves less room for retirement saving

Goldman Sachs Asset Management’s latest research finds growing signs of financial strain among workers.

October 1, 2026
Cartoon image shows a couple looking at their financial plan
Healthcare cost inflation has experienced significantly higher inflation than most other expenses. (AI-generated image)

Helping clients prepare for one of their biggest retirement expenses

As a growing number of retirees face steep increases in healthcare costs, many financial professionals are helping them incorporate healthcare expenses into their retirement planning.

September 30, 2026
Image shows a big "Trust" sign
Establishing trusted relationships with clients is more important than ever, a LIMRA panel agreed. (AI-generated image)

Trust emerges as key battleground for distribution, LIMRA panel agrees

The need for trusted advice is growing as demographic, economic and technological changes reshape the market, panelists agreed.

September 30, 2026
Image shows a spiral of healthy food.
Experts say improved metabolic health can mean a big savings for the insurance industry. (AI-generated image)

Metabolic health emerges as new opportunity for life insurers

An industry focus on treating metabolic health and reduce obesity and related disease will benefit insurers, a LIMRA panel said.

September 30, 2026
Image shows a clock in the sand
A client who retires early can throw a financial plan into crisis mode. (AI-generated image)

What happens to insurance planning when a client retires early?

Sixty percent of retirees in the Employee Benefit Research Institute’s 2026 Retirement Confidence Survey said they retired before age 65.

September 29, 2026
Prospects will turn into clients and clients will turn into raving fans if you ask the right questions (AI-generated image)

Ask the right questions to turn clients into raving fans

Many financial professionals struggle to solve prospects’ problems — not because they’re poor listeners but because they’re not good at asking questions.

September 29, 2026
Image includes the words "Products" and "Distribution"
Getting consumers are act on the need for life insurance is key to keeping sales strong, a LIMRA panel agreed. (AI-generated image)

Panel: Insurers need to rethink products, distribution to close protection gap

Life insurers must rethink how they reach consumers, develop financial advisers and design products, a LIMRA panel agreed.

September 29, 2026
California's proposal to ban marital status in auto insurance highlights a growing debate over risk, pricing and fairness. (AI-generated image)

Could marital status be the next insurance rating factor to fall?

California’s proposal to ban marital status in auto insurance highlights a growing debate over risk, pricing and fairness.

September 28, 2026
Image shows a fisherman hooking a big fish
Life insurance consolidation is a major trend in the industry. (AI-generated image)

Life insurance distribution: Bigger isn’t better unless you make it work

Industry consolidation is entering a new phase as companies shift focus from acquiring businesses to investing in what they have.

September 28, 2026
Image shows the LIMRA logo and a crowd of people
LIMRA CEO David Levenson expects the largest attendance in decades for the association's annual meeting this week. (AI-generated image)

Booming sales, big challenges bolsters attendance at LIMRA annual

While life insurance and annuity sales are both at or near record highs, the industry still faces many challenges, LIMRA CEO David Levenson said.

September 25, 2026
New York regulators rejected Tesla Insurance's proposed auto program, raising questions about telematics and eligibility rules. (Ai-generated image)

Tesla Insurance blocked as NY regulators examine connected-car coverage

New York regulators rejected Tesla Insurance’s proposed auto program, raising questions about telematics and eligibility rules.

September 24, 2026
Image shows an unhappy face
Insurance claims adjusters are the most critical of AI across all industries, with a whopping 98% of their reviews mentioning AI in a negative light. (AI-generated image)

Could AI in insurance drag employee morale down?

Fears about being replaced by artificial intelligence could be sucking morale out of today’s insurance workforce, as a Glassdoor report found that more than 80% of employee reviews that specifically mentioned AI in insurance were negative.

September 24, 2026
Options are available when a spouse does not qualify for long-term care insurance (AI-generated image)

When one spouse qualifies for LTCi and the other doesn’t

Couples often face a dilemma when only one spouse qualifies for long-term-care insurance coverage, leaving them on the financial hook to pay for the expenses that are associated with the LTC costs of the spouse who has not qualified for the product.

September 23, 2026
Image shows a badge with the words, "AM Best Rating"
AM Best lowered the financial strength rating of a pair of Advantage Capital-owned life insurers. (AI-generated image)

AM Best downgrades A-Cap insurers amid financial and regulatory troubles

AM Best has downgraded the financial strength ratings of two Advantage Capital Group insurers, citing deteriorating capital and other issues.

September 23, 2026
About 750,000 individuals were cut off from Affordable Care Act coverage (AI-generated image)

ACA coverage canceled for 750,000 individuals

On the same day that the Trump administration placed a temporary moratorium on registering new agents to enroll consumers in Affordable Care Act coverage, the administration announced it is canceling ACA coverage for about 750,000 people.

September 23, 2026
New lawsuit alleges Delaware Life understated related-party investments and withheld key information from annuity buyers. (AI-generated image.)

Lawsuit claims Delaware Life hid billions in insurer-linked investments

New lawsuit alleges Delaware Life understated related-party investments and withheld key information from annuity buyers.

September 23, 2026
Image shows George Washington with his finger to his lips
While wealth and protection are related, they're not the same thing. (AI-generated image)

Your client’s $3 million portfolio doesn’t tell you their insurance needs

Advisors should be thinking not about whether clients can afford a loss, but whether they want to absorb that loss.

September 22, 2026
Image shows the State Farm logo
Judge Virginia Kendall denied State Farm’s motion to dismiss a complaint from clients who bought PHL Variable life policies from State Farm and its subsidiaries between 2001 and 2009. (AI-generated image)

Judge: Class action against State Farm over PHL life policies can proceed

Fourteen plaintiffs are suing State Farm and “associates,” alleging that the defendants had a duty to inform them of PHL Variable’s financial troubles.

September 22, 2026
Image shows a paper boat
Liquidity issues can force a family to sell an asset they wanted to preserve. (AI-generated image)

How life insurance can provide liquidity for wealthy families

Life insurance can play a key role in a client’s financial plan, offering a source of liquidity that doesn’t depend on market conditions.

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