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October 23, 2025
Image shows the Milliman logo with the words, "Surrenders UP"
Milliman recently released the results of its two ongoing Variable Annuity Industry Experience Studies, which analyze policyholder behavior across 23 companies spanning 17 years. (AI-generated image)

Milliman: Certain VA annuity surrenders doubled from 2022 to 2024

Updated research from Milliman finds that surrender rates on variable annuities with guaranteed living withdrawal benefits more than doubled from 2022 to the end of 2024.

October 22, 2025
Photo showing a patient and his caregiver. LTCi-makes-a-difference-in-family-caregiving.

LTCi makes a difference in family caregiving, study finds

Caregiving can be expensive and chaotic. Having long-term care insurance can make a difference in how families deal with caregiving.

October 22, 2025
Illustration of a beautiful view of the window, with a large 4% hovering in the sky.

Chucking the 4% Rule to boost retirement spending

A researcher said his plan empowers retirees to safely spend more of their wealth while avoiding both premature portfolio depletion and unnecessary underspending.

October 21, 2025
Image shows the Elevance logo
Elevance Health executives say the loss of ACA subsidies would have "a significant impact" on its clients in those plans.

Elevance Health rings in strong Q3, projects 2026 Medicaid decline

Elevance Health kept medical costs under control during a financially strong third quarter. But increased Medicaid costs are coming.

October 21, 2025
Photo illustration of a couple looking in shock at their medical bills. ACA-marketplace-shoppers-experience-sticker-shock.
Congress’ failure to approve extending enhanced tax subsidies is one factor driving higher premiums in the Affordable Care Act marketplace for 2026. (AI-generated image)

ACA marketplace shoppers experience ‘sticker shock’

Congress’ failure to approve extending enhanced tax subsidies is one factor driving higher premiums in the Affordable Care Act marketplace for 2026.

October 20, 2025
Illustration of a world map with shipping containers.
U.S. imports surged in the first quarter as businesses scrambled to obtain products they needed before tariffs took effect. (AI-generated image)

Tariffs fuel import surge but economic slowdown looms

U.S. imports surged in the first quarter as businesses scrambled to obtain products they needed before tariffs took effect.

October 20, 2025
Image shows an AI scene.
Life insurers are all in on artificial intelligence. (AI-generated image)

Life insurers rush to take advantage of AI’s potential

Artificial intelligence is finding a home in the insurance industry. Insurers are all-in on AI, but there are risks and regulation to be aware of.

October 17, 2025
Photo illustration showing a hand with a number 3 floating above it. 3-things-to-know-as-Medicare-AEP-is-here.
Medicare’s annual open enrollment began this week with millions of beneficiaries weighing their coverage options for 2026. (AI-generated image)

3 things for consumers to know as Medicare annual open enrollment begins

Medicare’s annual open enrollment began this week with millions of beneficiaries weighing their coverage options for 2026.

October 16, 2025
NAIFA is partnering with Connectiv to present Protectors Vegas 2026 (AI-generated image)

NAIFA looks to add ‘sizzle’ to annual conference for 2026

The National Association of Insurance and Financial Advisors is working with Connectiv, owners of Medicarians and the creators of InsureTech Connect and Manifest, to create Protectors Vegas 2026, a new event dedicated to advancing innovation and growth across the life and annuity landscape.

October 16, 2025
Image shows Ricardo Lara and the California flag
California Insurance Commissioner Ricardo Lara wants to more tightly regulate the rate-review process. (AI-generated image)

Consumer groups blast plan to limit review of future California rate requests

California Insurance Commissioner Ricardo Lara has a plan to expedite rate reviews in light of State Farm’s experience following the devastating wildfires earlier this year.

October 15, 2025
Photo illustration of a woman as young and older, along with logos of John Hancock and MIT. Americans-fall-short-on-longevity-planning-new-Hancock–MIT-study-warns

Americans fall short on longevity planning, new Hancock–MIT study warns

Americans are living longer, but a new John Hancock/MIT study shows they are unprepared for those extra years.

October 15, 2025
Tariffs are making it more expensive to replace damaged or lost items such as toys, clothing or appliances (AI-generated image)

Tariffs drive contents claims higher for property/casualty insurers

Higher costs for consumer goods are impacting the cost of property/casualty insurers paying claims for contents of homes that are damaged or destroyed.  

October 14, 2025
Image showing two overturned cups labeled "Covered Costs" and one labeled "Oops!". Decline-in-LTC-insurance-intent-leaves-families-exposed-to-care-costs.

As interest in LTC insurance declines, families exposed to care costs

The intent to purchase long-term-care insurance (LTCI) appears to be declining among some Americans., according to a Nationwide survey.

October 14, 2025
Photo illustration of a hurricane with $187M superimposed, and a judge banging a gavel. Judge voids $187M Hurricane Sally appraisal, tightening rules for insurance loss estimates.

Judge voids $187M Hurricane Sally appraisal, tightening rules for insurance loss estimates

Judge voids $187M Hurricane Sally appraisal. The case could have ripple effects across the industry, tightening rules for appraisals.

October 13, 2025
Illlustration showing a worker jumping across a number of chairs, representing different jobs. Retirement-income-options-evolve-as-workers-job-hop.
Workers in the U.S. remain in one job for an average of five years before moving on to another. As a result, workers will experience a significant number of job changes over the course of their careers. (AI-generated image)

Retirement income options evolve as workers job-hop

The likelihood of employee turnover must be considered when looking at investment options.

October 13, 2025
Senior citizen fretting over retirement savings plan.

Catch-up contributions go Roth-only for older, high-income savers in 2026

One of the most valuable benefits for retirement savers age 50 and older – the IRS catch-up contribution – is about to change.

October 10, 2025
Image shows the Connecticut flag and judicial scales.
A Connecticut court is considering relaxing the moratorium on PHL Variable policies. (AI-generated image)

PHL Variable policyholders share hardship tales while ripping moratorium

PHL Variable is now in the hands of Connecticut regulators, who are trying to sort out its finances while a moratorium on benefits remains in place.

October 9, 2025
Image shows some silhouetted people and the word, "Oversight."
Regulators are concerned about third parties in the sale of annuities.

Regulators near completion of guidance on compliance with annuity rules

More than a year after first circulating a draft guidance on compliance expectations for its best interest standard for annuity sales, regulators are nearing a final version.

October 9, 2025
Image shows the solhouette of a man and the words, "Industry Role."
Insurance commissioners frequently leave for high-paying industry jobs, critics note.

Switching Sides: Many ex-insurance commissioners go straight to industry roles

The cozy relationship between state insurance regulators and industry trade associations is concerning to many observers and watchdog groups.

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