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December 18, 2025
ACA

House OKs health bill without extending ACA credits

The Affordable Care Act cost cliff likely will hit as Americans ring in the New Year, now that the House of Representatives approved an alternative health care bill that does not include extending enhanced tax credits that are due to expire Dec. 31.

December 18, 2025
Illustration showing a flexible life insurance policy. Consumer group calls on life insurers to improve flexible premium policy practices.

Consumer group calls on life insurers to improve flexible premium policy practices

The Life Insurance Consumer Advocacy Center is asking life insurance companies to improve flexible premium policy practices.

December 17, 2025
Illustration showing a small GOP elephant approaching a larger Democrat donkey. 4 GOP reps join Democrats in forcing ACA vote.

4 GOP reps join Democrats in forcing ACA vote

Four moderate Republican congressmen joined Democrats in the House to force a vote on extending the Affordable Care Act enhanced subsidies, which are due to expire Dec. 31, hiking the cost of health care premiums for millions of Americans.

December 17, 2025
Image shows the words, "AI State Regulation Limited."
President Donald Trump wants the federal government to lead the way on AI regulation.

Legislators ‘greatly disturbed’ by Trump order hijacking oversight of AI

An executive order on artificial intelligence issued by President Donald Trump on Thursday is not going over well with state lawmakers and regulators.

December 16, 2025
Image of ship named "ACA Tax Credits" being sunk at sea. GOP-scuttles-vote-on-package-without-ACA-tax-credits.

GOP scuttles vote on package without ACA tax credits

House Speaker Mike Johnson said he won’t call a vote Wednesday to extend enhanced subsidies under the Affordable Care Act.

December 16, 2025
Illustration showing prescription pills, and the words "Medicare Advantage Marketplace," with a fever graph showing the ups and downs of the marketplace. Stabilize-the-Medicare-Advantage-marketplace-Idaho-director-tells-NAIC,

Stabilize the Medicare Advantage marketplace, Idaho director tells NAIC

The Idaho Department of Insurance Director described his state’s actions against unfair trade practices regarding Medicare Advantage plans, while the head of an agents’ association expressed her frustration.

December 16, 2025
Image shows the NAIC logo and a weather map in the background
NAIC regulators are working on several fronts to better understand climate change impacts.

NAIC counters climate impacts with new working groups, risk dashboard

The National Association of Insurance Commissioners is retooling efforts to improve climate change modeling and be better prepared for its impacts on the insurance industry.

December 15, 2025
Illustration showing many charts and graphs related to death figures. Flawed-Social-Security-death-data-puts-life-insurance-benefits-at-risk.

Flawed Social Security death data puts life insurance benefits at risk

Issues with the Social Security Administration’s death database have resulted in millions of delayed or lost life insurance benefits.

December 15, 2025
Image shows the Lockheed Martin logo
State insurance regulators authored a brief defending the pension risk transfer business as well regulated.

Iowa defends Athene pension risk transfer deal in Lockheed Martin lawsuit

Iowa submitted a brief Wednesday in support of Lockheed Martin Corp. in a lawsuit over its choice of Athene Annuity and Life Co. in a pension risk transfer deal.

December 12, 2025
Image shows several figures standing in from of charts.
Regulators are moving forward with greater oversight of artificial intelligence.

NAIC’s 2026 AI evaluation pilot moves ahead as industry balks

State insurance regulators are committed to kicking off a pilot program in 2026 to test insurers’ use of artificial intelligence.

December 11, 2025
ACA

Senate votes down two plans to address expiring ACA tax credits

Congress is no closer to resolving the issue of expiring enhanced Affordable Care Act tax credits as the Senate failed to advance competing proposals to address the issue today.

December 11, 2025
Image shows a home graphic and a credit report
Insurers can add a “credit score penalty” to homeowner’s insurance in every state except California, Maryland and Massachusetts.

‘Credit score penalty’ doubling the cost of insurance for some, CFA reports

In all but three states it’s often more expensive for homeowners to have poor credit than to live in an area with a high risk of natural disasters.

December 10, 2025
Image showing a patient reviewing his prescription and checking his iphone. Formularies-increase-in-complexity-challenging-consumers.

Health plan approved drug lists more complex, challenging consumers

Health plan prescription drug formularies continue to increase in complexity, and changes to those formularies are especially challenging for consumers to navigate.

December 10, 2025
Artificial intelligence patenting in insurance is becoming a high-stakes, highly concentrated race dominated by a handful of U.S. carriers.

Most insurance AI patents come from just 3 U.S. insurers, study finds

Artificial intelligence patenting in insurance is becoming a high-stakes, highly concentrated race dominated by a handful of U.S. carriers.

December 10, 2025

Insurance Compact warns NAIC some annuity designs ‘quite complicated’

In one product trend, regulators are seeing more guaranteed living withdrawal benefits attached to non-variable annuities.

December 9, 2025
Image shows a group of protesters.
Consumer adcocates begged state insurance regulators to preserve access to healthcare services.

Advocates warn of ‘significant time bomb’ with healthcare barriers

Advocates urged regulators Monday to focus efforts on health care coverage access during the National Association of Insurance Commissioners’ fall meeting.

December 9, 2025
Picture of the U.S. Capitol building with a sign that says "Senate Democrats to Force ACA Vote."

Senate Dems to force ACA vote while competing plans float in the House

The Senate is expected to vote later this week on a Democratic proposal to extend expiring enhanced Affordable Care Act tax credits and prevent health insurance premiums from skyrocketing for millions of Americans.

December 9, 2025
Image shows the New York Life logo
2025 New York Life annuity sales have already topped last year.

New York Life continues to close in on Athene; annuity sales up 50%

New York Life sold 50% more annuities through three quarters than in 2024, LIMRA reported in its updated sales rankings.

December 9, 2025
Image shows the Penn Mutual logo and the word, "Dismissed."
A judge dismissed a lawsuit against Penn Mutual and others over a life insurance sales strategy.

Judge tosses Penn Mutual whole life lawsuit; plaintiffs to refile

A California judge granted motions to dismiss a lawsuit filed by a group of 29 plaintiffs who claim that Penn Mutual Life Insurance Co. and several co-defendants ran a tax-avoidance scam.

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