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New individual life premium hits record-setting $17.5B in 2025

16 hours ago Top Stories No comments.

Total new annualized premium exceeded $17.5 billion in 2025, up 10% year over year, according to LIMRA’s individual life insurance sales survey.

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March 20, 2026

Insurers optimistic about their investments in 2026

Insurers remain optimistic about their investments going into 2026, despite heightened market uncertainty.

March 19, 2026
Image shows a halo over a family home
Cyber coverage helps shield clients from financial loss and disruption caused by online threats.

The cyber shield: protecting high-net-worth clients from digital risks

High-net-worth families often face elevated cyber risk because of their visibility, financial resources, and complex lifestyles.

March 19, 2026
Image shows the CVS Caremark logo
CVS Caremark is being sued by a roofer's union.

Lawsuit: CVS Caremark inflated drug costs via ‘manipulation scheme’

A group of health plan customers has filed a lawsuit accusing CVS Caremark and affiliated entities of orchestrating a scheme that allegedly drove up prescription drug costs.

March 19, 2026
Image shows the words "NAIC Unaffordability Study"
NAIC regulators are wading into the health insurance affordability issue.

New NAIC group wades into the skyrocketing cost of health insurance

A new National Association of Insurance Commissioners’ working group aims to identify policy solutions to rising health care costs and insurance premiums.

March 18, 2026

High-risk assets gaining attention from many Americans

A sizable number of Americans – particularly young adults – are investing in or are considering investing in high-risk/speculative assets such as prediction markets, sports betting and cryptocurrencies.

March 18, 2026
Image shows the Department of Labor logo in front of Congress.
A federal judge vacated the DOL's latest attempt to expand fiduciary duty.

Judge KOs Labor Department’s latest fiduciary rule

A federal judge officially killed the Department of Labor’s Retirement Security Rule on Tuesday.

March 18, 2026
Image shows a block award with the words, "#1 2025 Annuity Sales."
Saltzman Associates’ inaugural annuity market year in review, which looked at institutional distribution through banks and broker-dealers, found that nearly all product lines saw growth.

2025: A record-breaking year for annuity sales via banks and BDs

In 2025, favorable economic conditions, along with aging demographics and more advisors selling annuities, led to record-breaking individual annuity sales across bank, BD and wirehouse channels.

March 17, 2026

Investors remain skeptical of AI in financial advice

Only 38% of affluent investors are comfortable with artificial intelligence, according to Cerulli Edge-U.S. Retail Investor Edition.  

March 17, 2026
Image shows a damaged vehicle and the Florida state seal.
Florida’s recent tort reforms were designed to reduce lawsuit incentives.

Florida tort reform: A new era for insurance company loss ratios

Florida’s recent tort reforms were designed to reduce lawsuit incentives and the additional costs that arise when claim payouts increase because of societal and legal pressures.

March 16, 2026
Image shows the number $11.7 Billion and "2025 Life Sales"
Consumers continue to like indexed life insurance.

Indexed life sales hit big despite lawsuits, market headwinds, Wink finds

Despite several high-profile lawsuits and continued market turbulence, indexed life insurance remains the preferred product for consumers.

March 16, 2026
Image shows a panel of people in darkness
AI adoption is accelerating sharply, with evolving large language models expanding what insurers, advisors and independent agencies can accomplish.

AI evolution in life insurance: A test of compliance

A panel of insurance and legal leaders says artificial intelligence is rapidly transforming the life and annuities industry, but compliance is a concern.

March 13, 2026
Image shows the Oaktree and A-Cap logos
A-Cap is going into business with Oaktree.

Oaktree grabs control of Atlantic Coast Life Co. in blockbuster A-Cap deal

Advantage Capital signed an agreement with global investment manager Oaktree Capital Management to provide critical funding support for its financially troubled life insurers.

March 13, 2026
Image shows the Nassau Financial Group logo
The PHL Variable liquidation is entering a new phase.

PHL Variable liquidation: Regulators, investors pivot legal fire to Nassau

A group of large PHL Variable policyholders, and the Connecticut insurance commissioner both took aim at Nassau Financial Group in separate court filings this week.

March 12, 2026
Image shows the word, "Underwriting."
Experts say technology could drive better underwriting.

Why experts are calling this the ‘golden age’ of underwriting

Advancements in technology are ushering in what experts have dubbed the “golden age of underwriting,”

March 12, 2026

Younger generations experience serious health issues earlier in life

What do these early-onset health conditions mean for insurance?

March 11, 2026
Image shows the Department of Labor logo and people shaded in the background.
The DOL is asking a court to vacate its controversial Retirement Security Rule.

Fiduciary Rule funeral: DOL joins industry in move to vacate Biden-era rule

The Department of Labor said in court documents this week that it supports a district court motion to vacate its Retirement Security Rule.

March 11, 2026
Image shows a trophy and the words, "$448.9 Billion 2025 Annuity Sales."
Annuity sales continued to set records in 2025.

Variable annuity sales surge as market confidence remains high, Wink finds

Annuity buyers continued to show faith in the market as 2025 came to a close, with traditional variable and structured annuity sales up significantly, Wink, Inc. reported.

March 11, 2026
Image shows the SEC logo
The SEC is revising its enforcement manuel.

SEC manual shake-up: What every insurance advisor needs to know now

The SEC Division of Enforcement announced important updates to its Enforcement Manual to improve the consistency and uniformity of investigative practices

March 10, 2026

Nearly half of surety bonding professionals worried AI will take their job

The potential for artificial intelligence to transform underwriting workflows has caught up to the surety bonding industry.

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