Chucking the 4% Rule to boost retirement spending
A researcher said his plan empowers retirees to safely spend more of their wealth while avoiding both premature portfolio depletion and unnecessary underspending.
Elevance Health rings in strong Q3, projects 2026 Medicaid decline
Elevance Health kept medical costs under control during a financially strong third quarter. But increased Medicaid costs are coming.
ACA marketplace shoppers experience ‘sticker shock’
Congress’ failure to approve extending enhanced tax subsidies is one factor driving higher premiums in the Affordable Care Act marketplace for 2026.
Tariffs fuel import surge but economic slowdown looms
U.S. imports surged in the first quarter as businesses scrambled to obtain products they needed before tariffs took effect.
Life insurers rush to take advantage of AI’s potential
Artificial intelligence is finding a home in the insurance industry. Insurers are all-in on AI, but there are risks and regulation to be aware of.
3 things for consumers to know as Medicare annual open enrollment begins
Medicare’s annual open enrollment began this week with millions of beneficiaries weighing their coverage options for 2026.
NAIFA looks to add ‘sizzle’ to annual conference for 2026
The National Association of Insurance and Financial Advisors is working with Connectiv, owners of Medicarians and the creators of InsureTech Connect and Manifest, to create Protectors Vegas 2026, a new event dedicated to advancing innovation and growth across the life and annuity landscape.
Consumer groups blast plan to limit review of future California rate requests
California Insurance Commissioner Ricardo Lara has a plan to expedite rate reviews in light of State Farm’s experience following the devastating wildfires earlier this year.
Americans fall short on longevity planning, new Hancock–MIT study warns
Americans are living longer, but a new John Hancock/MIT study shows they are unprepared for those extra years.
Tariffs drive contents claims higher for property/casualty insurers
Higher costs for consumer goods are impacting the cost of property/casualty insurers paying claims for contents of homes that are damaged or destroyed.
As interest in LTC insurance declines, families exposed to care costs
The intent to purchase long-term-care insurance (LTCI) appears to be declining among some Americans., according to a Nationwide survey.
Judge voids $187M Hurricane Sally appraisal, tightening rules for insurance loss estimates
Judge voids $187M Hurricane Sally appraisal. The case could have ripple effects across the industry, tightening rules for appraisals.
Retirement income options evolve as workers job-hop
The likelihood of employee turnover must be considered when looking at investment options.
Catch-up contributions go Roth-only for older, high-income savers in 2026
One of the most valuable benefits for retirement savers age 50 and older – the IRS catch-up contribution – is about to change.
PHL Variable policyholders share hardship tales while ripping moratorium
PHL Variable is now in the hands of Connecticut regulators, who are trying to sort out its finances while a moratorium on benefits remains in place.
Regulators near completion of guidance on compliance with annuity rules
More than a year after first circulating a draft guidance on compliance expectations for its best interest standard for annuity sales, regulators are nearing a final version.
Switching Sides: Many ex-insurance commissioners go straight to industry roles
The cozy relationship between state insurance regulators and industry trade associations is concerning to many observers and watchdog groups.
Health insurers face trust crisis, Forrester 2025 survey finds
Health insurers stand at a crossroads as a new study showed consumer trust in them is critically low.
Gen X seeks less financial advice even as retirement worries rise
Many Gen Xers are moving closer toward retirement with a lot of uncertainty about the state of their finances.
