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News, trends and helpful peer advice for financial advisors.

Top Stories

8 hours ago

High-risk assets gaining attention from many Americans

A sizable number of Americans – particularly young adults – are investing in or are considering investing in high-risk/speculative assets such as prediction markets, sports betting and cryptocurrencies.

LIMRA: Single premium pension risk transfer sales jump 132% in Q4 of 2025

9 hours ago

New premium for single-premium products — both buy-out and buy-in contracts — surged 132% in the fourth quarter to $28 billion, according to LIMRA’s U.S. Group Annuity Risk Transfer Sales Survey.

14 hours ago

Where love meets preparation

The day my father gave me a gift of peace, clarity, preparation – and love.

More Stories

8 hours ago

High-risk assets gaining attention from many Americans

A sizable number of Americans – particularly young adults – are investing in or are considering investing in high-risk/speculative assets such as prediction markets, sports betting and cryptocurrencies.

LIMRA: Single premium pension risk transfer sales jump 132% in Q4 of 2025

9 hours ago

New premium for single-premium products — both buy-out and buy-in contracts — surged 132% in the fourth quarter to $28 billion, according to LIMRA’s U.S. Group Annuity Risk Transfer Sales Survey.

Wellmark still worries over temporary tax hike

12 hours ago

A proposal to temporarily increase a state tax on health insurance premiums to help cover a $1 billion shortfall in the state budget will impact Wellmark Blue Cross and Blue Shield, the state's largest health insurer, much less than the company originally feared, Wellmark officials and state administration leaders said. Kim Reynolds' administration has…

14 hours ago

Where love meets preparation

The day my father gave me a gift of peace, clarity, preparation – and love.

March 17, 2026

Investors remain skeptical of AI in financial advice

Only 38% of affluent investors are comfortable with artificial intelligence, according to Cerulli Edge-U.S. Retail Investor Edition.  

House panel votes to raise certain taxes, transfer money to offset Medicaid shortfall

March 17, 2026

A bill advancing rapidly in the Iowa House would make a one-time tax increase on some health insurers and draw money from the Taxpayer Relief Fund to address the state's Medicaid shortfall. The bill would also include a $296.2 million transfer from the state's Taxpayer Relief Fund to account for state revenue declines caused by changes made through the…

March 17, 2026

OBBBA opens the door for advanced wealth transfer strategies

The One Big Beautiful Bill Act opens the door for advisors to implement advanced wealth transfer strategies in 2026.

Health insurance premium tax bill advancing

March 14, 2026

Iowa House lawmakers are advancing legislation that would place a temporary tax increase on some health insurance companies in the state— matching a similar legislative proposal moving in the Senate. The House bill, like its Senate counterpart, would temporarily increase the tax on health insurance premiums from 0.925 percent to 3 percent to help the state…

The Medi-Cal money pit

March 14, 2026

If you’ re wondering why there are tax increases on top of tax increases this year, coming soon to a ballot near you if you haven’ t seen them already, one reason is Medi-Cal spending. In California, 14.5 million people are on Medi-Cal, the safety-net health insurance program for low-income people. A new report from the Legislative Analyst’ s Office warns that Medi-Cal…

March 13, 2026
Image shows the 5-Minute Finance logo and a chest marked "QLAC."
QLACs are not common, so it’s less likely for advisors to recommend them to clients in comparison to other fixed income options.

The untapped potential of Qualified Longevity Annuity Contracts

Annuities are a strong choice for clients looking to drive guaranteed income, providing different options for unique client situations.

NYC's fiscal outlook on downslide over budget gaps

March 13, 2026

–Two of the nation's largest credit rating agencies are sounding alarms about New York City's escalating budget crisis, as Mayor Zohran Mamdani ramps up spending and pushes for tax increases to offset projected revenue shortfalls. “We believe the use of reserves for baseline budget management in the near term rather than developing other corrective…

Health insurance premium tax bill moving in Iowa House

March 13, 2026

Iowa House lawmakers are advancing legislation that would place a temporary tax increase on some health insurance companies in the state— matching a similar legislative proposal moving in the Senate. The House bill, like its Senate counterpart, would temporarily increase the tax on health insurance premiums from 0.925 percent to 3 percent to help the state…

March 13, 2026

Rising health care costs drive sharp increase in retirement anxiety

Persistent and rising health care costs, coupled with longer life expectancies, are driving a sharp rise in retirement anxiety, according to MetLife’s new 2026 Paycheck or Pot of Gold Study.

Health insurance premium tax bill moving in House

March 12, 2026

Iowa House lawmakers are advancing legislation that would place a temporary tax increase on some health insurance companies in the state— matching a similar proposal moving in the Senate. The House bill, like its Senate counterpart, would temporarily increase the tax on health insurance premiums from 0.925% to 3% to help the state cover increasing Medicaid…

Iowa Senate committee approves one-time tax increase on certain health insurance plans

March 12, 2026

In addition to the tax increase, which lawmakers estimated would provide the state $173 million in one-time funds and $61 million in the years following, the bill also would route $70.3 million from the state General Fund to the Iowa Department of Health and Human Services for the state's Medicaid program. Green said the "One Big Beautiful Bill" Act approved by…

March 11, 2026
Image shows the SEC logo
The SEC is revising its enforcement manuel.

SEC manual shake-up: What every insurance advisor needs to know now

The SEC Division of Enforcement announced important updates to its Enforcement Manual to improve the consistency and uniformity of investigative practices

Retirement moves to make before April 15

March 10, 2026

There is still time to make some sound financial decisions that will help those planning for their retirement, making March a great time for a market reality check.

March 9, 2026
Image shows a pair of cartoon millennials meeting with an advisor
Millennial couples are due to inherit substantial assets in the coming years.

Millennials are inheriting billions and they want to know what to do with it

Millennials are emerging as the next financial phenomenon and are already shaping the economy. They require tailored financial advice.

March 9, 2026

What Trump Accounts reveal about time and long-term wealth

Trump Accounts aren’t the only savings vehicles for children, but they are unique.

Wellmark still worries over lowered projections of Iowa tax hike

March 7, 2026

A proposal to temporarily increase a state tax on health insurance premiums to help cover a $1 billion shortfall in the state budget will impact Wellmark Blue Cross and Blue Shield, the state's largest health insurer, much less than the company originally feared, Wellmark officials and state administration leaders said Thursday. Kim Reynolds'…

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