Warren man charged with insurance fraud, prosecutor says

Prosecutor McDonald stated that the New Jersey Attorney General's Office, Office of the Insurance Fraud Prosecutor notified the Somerset County Prosecutor's Office Special Investigations Unit of an alleged insurance fraud being committed by a fuel delivery trucking company who was misrepresenting their garaging location on a commercial auto policy application. During a preliminary audit, an insurance company investigator determined that the eight trucks belonging to the trucking company were listed as being garaged in Bridgewater according to the company's July 2023 commercial auto insurance policy application, however the trucks were located at a location in Linden, New Jersey.

Prosecutor McDonald stated that detectives assigned to the Somerset County Prosecutor's Office Special Investigations Unit opened an investigation into this matter. Further investigation indicated that the eight trucks belonging to the fuel delivery company were being kept at a location located in Linden and not in Bridgewater as indicated to the insurance company. By stating the trucks were being garaged in Bridgewater instead of Linden on the insurance application, Rajinder S. Randhawa, age 36, of Raspberry Trail, Warren Township, NJ, the purchaser of the insurance policy, paid a much lower premium on the policy. The difference in the premium between what was paid and what would have been owed to the insurance company in a six-month time frame was approximately $231,431.00.

Prosecutor McDonald stated that resulting from this investigation, on Thursday, May 9, 2024, Randhawa was arrested without incident at the Somerset County Prosecutor's Office, was charged with 3rdDegree Insurance Fraud and was released pending a court date in this matter.

Prosecutor McDonald, Chief Roman, and Chief Ferreiro request that anyone with information relating to this investigation to contact the Somerset County Prosecutor's Office Special Investigations at (908) 231-7100 or the Warren Township Police Department at (908) 753-1000 or via the STOPit app. The STOPit app allows citizens to provide anonymous reports including videos and photos. STOPit can be downloaded to your smart phone for free at the Google Play Store or Apple App Store, access code: SOMERSETNJ. Information can also be provided through the Somerset County Crime Stoppers' Tip Line at 1-888-577-TIPS (8477). All anonymous STOPit reports, and Crime Stopper tips will be kept confidential.