In much of
By contrast, in
Take a 60-year-old in
Compare that to a 27-year-old in
On average, tax credits would fall by
The disparities even out across
Our analysis combined a report from the nonprofit
Our findings track with similar analyses at the national level that found Trump voters would be among the biggest losers under the Republican plan.
It also lines up with what we know about the demographics of Trump voters, who are largely white, older, and living in areas with fewer immigrants. That describes
As the impacts of the Republican bill emerge, it's been slow to win enthusiasm even among conservatives.
Both Obamacare and the new Republican proposal, called the American Health Care Act, provide consumers with tax credits to buy a health plan. The credits help people who buy their own health insurance, rather than get coverage through work or government programs such as
But each calculates the assistance amounts differently.
Obamacare, or the Affordable Care Act, bases tax credits primarily on income, with poorer people getting more and wealthier Americans getting a smaller amount. It also takes into account age and the local cost of health insurance. The vast majority of the 77,000
The Republican plan bases tax credits on how old you are, not how much you make. Everyone who makes less than
People above that income level would see their credits phased out.
Even though older Americans get the most generous tax credit under the House Republican plan, here's why they fare much better under Obamacare (at least as far as the federal leg up goes) in northern
Obamacare's accounting for income benefits them more, on the whole, than Ryancare's accounting for age.
Older people are generally sicker and therefore cost insurers more money to cover. But the ACA allows insurers to charge older enrollees no more than three times as much as a younger person.
Under the Republican proposal, insurers would be permitted to charge them five times more.
In a relatively old state such as
Sour and sweet spots
It goes without saying that you don't have to be poor to struggle to afford health insurance. Under Obamacare, a fair number of people in that situation get no help from the federal government to pay their premiums. The tax credits dry up entirely if you earn more than 400 percent of the federal poverty level, or about
(You also get nothing if you earn less than the poverty level, leaving tens of thousands of people with no insurance in states like
As others have pointed out, if you're someone who earns just a little too much to qualify for an Obamacare subsidy, the Republican plan could prove appealing. You go from getting nothing to at least something, even if you're older and facing higher premiums that will eat up most or all of your tax credit.
Once your income goes north of
That also happens to be the income group that was more likely to vote for Trump, according to national statistics.
BDN Maine reporter
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