Insurate expands workers’ comp into: CA, FL, LA, NC, NJ, PA, VA
Insurate Announces Key States on a Path to National Expansion in 2026
OMAHA, NE — March 25, 2026
Insurate, a leading insurance MGA specializing in complex industrial risk, today announced the strategic expansion of its workers' compensation program into CA, FL, LA, NC, NJ, PA, VA, on a path to full national coverage by the end of 2026. This move marks a significant milestone in Insurate’s mission to industrialize high-hazard risk selection and provide geographically dispersed companies with a data-driven alternative to traditional work comp offerings.
Insurate was built to bridge the gap between vertical specialization and profitable scale, complementing the traditional "art" of manual underwriting with a scalable, technology-forward approach to risk.
“National scale is essential to serving the modern industrial landscape, but scale without granular insight is just exposure,” said Joe McIlhon, CEO of Insurate. “By 2026, we will provide nationwide licensure backed by one of the most comprehensive datasets in the industry. We aren't just expanding our footprint; we are exporting our predictive analytics to every major US industrial hub.”
As the workers' comp market begins to tighten, Insurate’s proprietary data science and predictive safety scoring provide a critical advantage. By identifying businesses with superior safety performance, Insurate can reward high-performing industrial companies with better rates and broader coverage options, even as the market for workers’ compensation potentially pulls back.
The 2026 expansion will integrate Insurate’s scalable underwriting and claims technology to states nationwide, ensuring that high-hazard industrial companies—from manufacturing to logistics—have access to the most accurate risk assessment and fair pricing in the market.
About Insurate
Insurate is a technology-driven MGA that identifies and insures best-in-class industrial companies. Leveraging data science and a massive proprietary dataset, Insurate brings transparency and predictability to the complex world of high-hazard workers' compensation.
