Researchers Look to See How Elevated Housing in Florida Stood Up to Hurricane Michael - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading Newswires
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Advertise
    • Contact
    • Editorial Staff
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Newswires
Newswires RSS Get our newsletter
Order Prints
December 4, 2018 Newswires
Share
Share
Post
Email

Researchers Look to See How Elevated Housing in Florida Stood Up to Hurricane Michael

Targeted News Service

LAWRENCE, Kansas, Dec. 4 -- The University of Kansas issued the following news:

It's commonplace in U.S. coastal areas and floodplains to upraise homes in order to keep living areas dry in case the water rises. However, mobile and wood homes standing a few feet off the ground could be a lot more susceptible to winds exerting force from underneath and increasing the force of loads on walls and ceilings -- a possibility that has been studied little, until now.

Today, a researcher from the University of Kansas is investigating elevated residential buildings in the aftermath of Hurricane Michael's impact of the Florida panhandle, where recorded wind speeds reached and exceeded design wind loads along the coast.

Elaina Sutley, assistant professor of civil, environmental & architectural engineering at KU, is performing the work with a new $45,000 RAPID grant from the National Science Foundation.

"Hurricane Michael made landfall on October 10, with wind speeds within a few miles per hour of a Category 5, and impacted the Florida panhandle," she said. "This was the most powerful hurricane that has affected that part of Florida on record and one of the most powerful in history -- Andrew was the closest comparison in 1992. With the RAPID grant, we proposed collecting data on two topics. The first was elevated wood housing and the second was elevated manufactured housing -- more commonly known as 'mobile homes.'"

Sutley said elevated residential buildings are governed by a patchwork of building codes, including ASCE 7, the American Society of Civil Engineers' minimum design loads for buildings.

"For elevated wood structures, in ASCE 7 there's nothing to account for the fact that they're elevated rather than having four walls on ground, with air flowing underneath that could change pressures on walls and roofs," she said. "So, we were specifically looking at wind pressure on the exposed underside of floors and anything that could influence pressure on wall surfaces. We also wanted to see if there are fatigue failures of components on the mobile homes. Many mobile homes are designed to 1980s wind loads, so there has been 40 years of updates lacking to design standards. We wanted to see how they're performing and make some qualitative and quantitative assessments. We think some components may first fail in fatigue leading to catastrophic failure of the system."

Based on ongoing experimental work, Sutley and her team identified wind damage could be greater to permanently fixed housing elevated between 3 and 7 feet compared with housing elevated less than 3 and greater than 7 feet. To perform an assessment, only a few days after the wind stopped blowing, the KU researcher and her team arrived in the Florida panhandle.

According to Sutley, undertaking research in a disaster zone where so many people recently had lost their homes wasn't easy.

"This was not the first disaster site I'd been to, but it was important to spend some time reflecting on what we were seeing," she said. "It was my student's first time seeing something like this, and he had to pause a few times to take it all in. We were around some people who had just come back home to see what had happened, and it was hard for them to form complete sentences. They were distraught seeing what was going on -- sometimes they would start crying. We weren't interviewing them, we were appropriately asking if we could look at their property -- but it was our duty to listen to them if they had something they wanted to share, even though we weren't using that as data for our research."

Sutley and her colleagues surveyed damaged housing, making photographs and recording data on their smartphones. The team wanted to record damage to structural and nonstructural components, which often begins with gutter systems, roof-and-wall-sheathing nailing and skirting, which could fatigue and fail under hurricane loads, then cascade into catastrophic failure through vulnerabilities created in the wall and roof systems by these fatigue failures.

"We took pictures of every building site we could access, zoomed out so you could see the whole side," she said. After checking for safety, she said, "Then we wanted to look underneath where the foundation is exposed to get very close-up pictures of what was going on under the structures. We wanted to see if anchors or concrete-and-pile settings were damaged, and look at roof-to-wall connections, porch attachments, carport attachments and building-envelope components that might be subject to loading -- and we took pictures of any damage. We also used a smartphone app, ESRI's ArcGIS-based Survey123 app. I designed a survey to capture specific information, and the app pulled the geocoordinates, and the date and time."

This field data will be used to validate experimental and analytical research Sutley and her team are performing to advance the state of knowledge on structural behavior, wind pressures, and component behavior and failure modes for elevated site-built and manufactured housing. The collected data will be analyzed and categorized for damage levels, then mapped with wind-speed and surge height to grasp effects of wind speed and direction on damage for the types and elevations of buildings considered. Further, images and survey data will be stored on DesignSafe-CI, then made available to the broader research and engineering community.

Sutley hoped the research could help inform standards, especially in vulnerable areas.

"It would be great for building codes and local decision-makers who determine them," she said. "In Florida, the mobile home industry and manufactured home residents could benefit from the data as well. The insurance industry should also pay attention -- it matters a lot to them."

Lastly, Sutley suggested residents of mobile homes would do well to safeguard their properties with a few safety measures that are believed to make a difference in high winds.

"One of the things they can do is check the anchorage," she said. "How are the homes fixed to the ground? North and South Carolina, Florida and California all have had major programs to subsidize the cost of specialized ground anchors, and we saw them on almost every manufactured home in Florida. So, the first thing is to make sure it's connected to the ground. If it's just on concrete blocks, it's likely to fall over in moderate wind speeds. The second thing would be to secure attachments. A lot of the time, there are porches or carport attachments, and these are poorly connected to the ground as well as loosely connected to the main structure. Once removed from the actual home it creates vulnerability because it's ripping off part of the external building envelope. Thirdly, it's a lot costlier when you start adding sheathing or adding metal hurricane straps to the structure itself -- but it's a major type of retrofit to consider to get significantly better performance."

Older

Enroll Before TRICARE, FEDVIP Open Season Closes Dec. 10

Newer

Five Carlile Patchen & Murphy LLP Attorneys Recognized As 2019 Ohio Super Lawyers, Two Named As 2019 Ohio Rising Stars

Advisor News

  • More than half of recent retirees regret how they saved
  • Tech group seeks additional context addressing AI risks in CSF 2.0 draft profile connecting frameworks
  • How to discuss higher deductibles without losing client trust
  • Take advantage of the exploding $800B IRA rollover market
  • Study finds more households move investable assets across firms
More Advisor News

Annuity News

  • Court fines Cutter Financial $100,000, requires client notice of guilty verdict
  • KBRA Releases Research – Private Credit: From Acquisitions to Partnerships—Asset Managers’ Growing Role With Life/Annuity Insurers
  • $80k surrender charge at stake as Navy vet, Ameritas do battle in court
  • Sammons Institutional Group® Launches Summit LadderedSM
  • Protective Expands Life & Annuity Distribution with Alfa Insurance
More Annuity News

Health/Employee Benefits News

  • Close to Home: U.S. health care — it's déjà vu all over again
  • What’s behind Medicare Advantage product deserts
  • WHITEHOUSE REINTRODUCES BILL TO REFORM PRIOR AUTHORIZATION AND DELIVER CARE TO PATIENTS FASTER
  • CVS Pharmacy, Inc. Trademark Application for “CVS FLEX BENEFITS” Filed: CVS Pharmacy Inc.
  • Medicaid in Mississippi
More Health/Employee Benefits News

Life Insurance News

  • An Application for the Trademark “RELIANCEMATRIX A MEMBER OF TOKIO MARINE GROUP” Has Been Filed by Reliance Standard Life Insurance Company: Reliance Standard Life Insurance Company
  • Prudential of Japan Implements Voluntary 90-Day Suspension of New Sales to Address Previously Disclosed Employee Misconduct
  • Judge orders Greg Lindberg to pay $526 million to policyholders
  • Donahue & Horrow LLP Prevails in Federal ERISA Disability Case Published by the Court, Strengthening Protections for Long-Haul COVID Claimants
  • NAIFA, Finseca unite for Day on the Hill
Sponsor
More Life Insurance News

- Presented By -

Top Read Stories

More Top Read Stories >

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Elevate Your Practice with Pacific Life
Taking your business to the next level is easier when you have experienced support.

LIMRA’s Distribution and Marketing Conference
Attend the premier event for industry sales and marketing professionals

Get up to 1,000 turning 65 leads
Access your leads, plus engagement results most agents don’t see.

What if Your FIA Cap Didn’t Reset?
CapLock™ removes annual cap resets for clearer planning and fewer surprises.

Press Releases

  • Prosperity Life Group appoints industry veteran Rona Guymon as President, Retail Life and Annuity
  • Financial Independence Group Marks 50 Years of Growth, Innovation, and Advisor Support
  • Buckner Insurance Names Greg Taylor President of Idaho
  • ePIC Services Company and WebPrez Announce Exclusive Strategic Relationship; Carter Wilcoxson Appointed President of WebPrez
  • Agent Review Announces Major AI & AIO Platform Enhancements for Consumer Trust and Agent Discovery
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Advertise
  • Contact
  • Editorial Staff
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2026 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet