ONE MAN’S OPINION: Remember customer service? - Insurance News | InsuranceNewsNet

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August 12, 2026 Property and Casualty News
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ONE MAN’S OPINION: Remember customer service?

Bill Crane Political Analyst bill.csicrane@gmail.comThe Newton Citizen

I am a good and loyal customer.

If I receive a good product or service, at a fair price, from a retailer, vendor, or contractor, I keep coming back for more.

It's called customer loyalty, and for enterprises who understand that, it's perhaps the greatest dividend from investments made in solid customer service.

My last three cars have each been a Kia Sportage, all three purchased at Bulldog Kia in Athens, from the same salesmen. The service at that dealership started to decline rapidly, and I moved to Heyward Allen Toyota, also in Athens, and from every indication, I will be there to stay.

Until very recently, I was with the same auto insurer for 38 years.

In the early 2000s, we found an outstanding cleaning service, United Home Cleaning, and in addition to expanding and using more of their services, we regularly refer them to new customers as well. Yet strangely, I find monthly, if not weekly, that fewer and fewer enterprises, large and small, seem to think that customer service actually matters.

As a broke young TV reporter in Macon in 1984, I had over-bought myself a new sports car. My monthly car payment and related automotive insurance each combined to cost a week's pay and half my monthly income. I had to find a more economical solution...and fast.

GEICO operated a huge call center in Macon and had just opened its first 'customer facing' independent agent office. That agent, Jerry Sorrells, could not have been more customer-focused. He wrote me a policy, for nearly half the cost I had been paying, and that began a 38-year relationship with the insurer. is still with GEICO, running his own shop in Cobb County now.

Yet when my policy renewal arrived in July a few years ago, it proposed a 150% premium hike, while I was simultaneously dropping down from three insured vehicles to only two.

Thinking there had to be an error, I made several calls to the company, spent hours on hold, being transferred, etc. I explained that I am in my early 60's, not my 20's, that my last insurance claim was in 1991 and that I have had no moving violations of any kind for well over a decade. Generally the type of customers they want.

GEICO explained that 'underwriting' was driving these premium increases, as well as significant increases in medical claim expenses in the event of a serious accident, and that all of metro Atlanta was considered a 'high risk' market.

My calls got me nowhere, so in about six hours I contacted three other insurers, got quotes with matching coverage, and moved to the insurer and broker currently handling my homeowner coverage, for a 50% reduction in my insurance premium. Thus ending a 38-year customer relationship.

I subscribe to a lot of newspapers, likely including the paper you are now reading.

The big guys seem to only want new subscribers, not seeming to appreciate longtime readers. The mobile phone, cable and other media companies are always running great promotions for the NEW customer, but leaving out the loyal customer.

IF you have to BUY all your new customers with price cuts and promos, those customers will only be with you until your competitor runs a better promo. It is called churn rate, and it is all about the high costs of customer acquisition. As a small business person myself, I know all too well that the best customers are the customers you ALREADY HAVE. Seek more of their business, do more of what you can do for them, as they already like, and employ you. There are still companies that do get this. The list just seems to be getting shorter.

Chick-fil-A, which continually ranks among America's Favorite Restaurant Chains, puts customers only behind the quality of its products.

Georgia Power is still known as being customer-focused, despite being a huge monopoly utility, and I will go one step further that several of metro Atlanta's new municipalities, offering a city-lite model, with high touch and customer service, at least seem to their new residents as if they really do care.

And again, most small businesses already understand this model, recognizing the high costs of customer acquisition and the comparatively low costs of customer retention.

So this effort not only pays off, it makes a huge difference in customer satisfaction and new customer referrals. Happy customers, quite frankly often reflect their happiness back on the business's employees as well.

So, IF you consider yourself a smart consumer, and you want to share your wallet and dollars wisely, REWARD those who reward and serve you well. You will be very glad you did.

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