NABIP urges Congress to act on escalating health care costs

Washington, D.C. — The National Association of Benefits and Insurance Professionals welcomes the reopening of the federal government but cautions that the short-term funding measure offers only temporary stability while delaying action on the nation’s most pressing health care challenges affecting families, individuals, seniors, and businesses alike.

“This continuing resolution ensures the government remains open, but it falls short of delivering the long-term, sustainable solutions that Americans deserve,” said Jessica Brooks-Woods, CEO of NABIP. “While we’re relieved that essential services can continue, Congress must now focus on tackling the escalating costs of healthcare that are burdening families, retirees, and employers across the country.”

Among the most immediate concerns are the Enhanced Premium Tax Credits, which are set to expire before January unless extended. Without Congressional action, millions of middle-income families could face significant premium increases in the coming year. NABIP strongly urges lawmakers to extend these credits for at least two more years to safeguard consumers from sudden, unaffordable premium spikes and preserve the stability of our health coverage system.

“Enrollment is happening right now, and the number one concern we’re hearing from agents and brokers nationwide is the rising cost of care,” Brooks-Woods continued. “They’re hearing it from the people they serve — small businesses, families, retirees, and large employers. This is a bipartisan issue that affects every American, and it demands bipartisan solutions.”

NABIP calls on all stakeholders—policymakers, industry leaders, employers, healthcare professionals, and community advocates—to act now. Together, we must advance meaningful reforms that lower costs, strengthen transparency, and create a healthcare system that is affordable, equitable, and responsive to the needs of all Americans.