One barrier to getting life insurance is that many people do not know the cost. Many more people assume the cost for life insurance is much higher than it actually is. However, a life insurance policy for a healthy, non-smoking adult can be hundreds less per year than thought. In fact, the annual premium on a life insurance policy can be less than an auto monthly payment. Every person should have life insurance even if just the lowest amount which can cost as little per month as they pay for lunch in a day.
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