Letters: Lawsuits drive up Louisiana's car insurance rates, not parts and labor
New Orleans Advocate, The (LA)
Louisiana automobile insurance is among the costliest in the nation. This situation does not exist because parts and labor are going up, as some surmise. Parts and labor are going up in Ohio, Maine and North Carolina, and their car insurance rates are among the lowest in the nation. Compare statistics and it will blow your mind.
So, let's see, what could it be? It's the high incidence of lawsuits arising from wrecks here, that's what. Louisiana leads the nation in the number of accident-related lawsuits and courts that drive up insurance costs with big awards against insurers.
It's the lawsuits and awards, not parts and labor.
These expensive rates don't affect the people who could rectify the situation; they have ample resources. This affects the poor in this state, our most vulnerable citizens.
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