"The water came in and lifted (the boats) on top of the docks," said Dyer, who has lived in the area for 40-plus years and manages the business. "I've seen flooding, but nothing like this."
Insurance companies were dispatching representatives to the region to begin assessing the damage to commercial property, houses and automobiles, and to help clients start filing claims.
An overall monetary estimate of the destruction was not yet available Wednesday. But many residential and commercial structures along the lakes and tributaries were inundated by the fast-rising torrent, as were many vehicles.
"We are aware of how quickly that area saw the flooding, and we do have agents that are reaching out to customers," said
Standard business and residential insurance policies don't cover damage from floods, although property owners within designated 100-year flood plains generally are required by their mortgage lenders to buy separate flood insurance through the National Flood Insurance Program.
Many insurance companies, such as
Meanwhile, comprehensive automobile policies typically do cover flood damage.
"Obviously, there are cars and trucks that were submerged" in the flooding, which usually means they're totaled for insurance purposes, said
Hanna said the average claim on a totaled vehicle ranges from
Neither Allstate nor
For Dyer, at the
"I'll probably have to get a crane to put (the boats) back in," Dyer said.
The marina's small store also was flooded, and its gas pumps had shorted out. Dyer said he wasn't certain when the business might be operational again.
"We have no clue at this time," he said.
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