Findings from Chau Huynh and Colleagues Update Understanding of Managed Care (Medicaid Asset Limits And Enrollment Among Older Adults And People With Disabilities): Managed Care

2026 JUN 16 (NewsRx) -- By a News Reporter-Staff News Editor at Insurance Daily News -- Investigators publish new report on Managed Care. According to news originating from Baltimore, Maryland, by NewsRx correspondents, research stated, “Medicaid asset limits determine how many countable resources older adults and people with disabilities may retain while qualifying for coverage. Although intended to target benefits to those with the greatest financial need, these rules may discourage saving and create administrative barriers to enrollment.”

Our news journalists obtained a quote from the research, “Amid recent federal and state reforms to update asset limits and a new federal home equity cap of $1 million taking effect in 2028, we examined how many income-eligible older and disabled adults are affected by Medicaid asset limits and whether exceeding these limits is associated with lower enrollment. Using nationally representative data for 2023, we estimated that among 6.2 million income-eligible adults not enrolled in Medicaid, 1.5 million (24.7 percent) exceeded their state’s financial asset limit and 387,525 (8.6 percent) exceeded the home equity limit. Regression discontinuity models indicated that exceeding financial asset thresholds was associated with lower enrollment among unmarried adults.”

According to the news editors, the research concluded: “Asset limits thus exclude a modest share of otherwise-income eligible people overall but may disproportionately burden subgroups with limited financial resources.”

This research has been peer-reviewed.

For more information on this research see: Medicaid Asset Limits And Enrollment Among Older Adults And People With Disabilities. Health Affairs, 2026;45(6):708-715.

The news correspondents report that additional information may be obtained from Chau Huynh, Chau Huynh, Baltimore’s Promise, Baltimore, Maryland. Additional authors for this research include Andrew Anderson and Catherine K. Ettman.

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