ASPCA Commends Nevada Lawmakers for Passing Bill to End Dog Breed Discrimination by Insurance Companies
The ASPCA(R) (
The vast majority of property insurance providers currently deny or significantly increase homeowner and renter insurance coverage and renewals for households with certain breeds of dogs in their homes, yet there is no evidence to support this policy as insurance claim data does not validate the idea that certain breeds of dogs are a bigger risk as compared to non-restricted breeds.
"S.B. 103 removes housing barriers for thousands of responsible
"Regulation by breed is ineffective and unfairly punitive to responsible dog owners," said
In 2013,
Consistent with existing state law, S.B. 103 requires insurance carriers to consider each dog independently, based upon their individual temperament and behavior, regardless of their breed. Past behavior is a much stronger indicator of current behavior than genetics, so this legislation specifically reserves insurers' latitude to cancel, refuse to issue or renew, or to increase premiums for households in which a resident dog of any breed has a history of aggression.
S.B. 103 was overwhelmingly approved by the
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