Animal house: Squirrel wrecks home, insurance won't fix it
Kari and
During their vacation, an alarm went off in the home but friends said the doors and windows were not breached.
When the couple came home, their house was a mess, with floors scratched up, baseboards chewed on and a kitchen faucet running,
A squirrel had fallen down their chimney and was trapped in the house, defecating and scratching at everything to get out. Eventually it made a nest in the couple's couch.
"We're stressed at first, but we were like, 'This is why you have homeowner's insurance. It's in situations like this.' ... and so we weren't too stressed,"
But the couple's home insurance provider
A representative from Mercury told news outlets that the contract “explicitly stated" the insurance does not cover damages by rodents. The couple was told if a raccoon destroyed the house, the damages would have been covered.
The couple will need to repair furniture, windows, floors, walls and have the home professionally cleaned.
Mercury said that while they won't cover the damages, they have offered to pay for safe housing for the family for up to two weeks.
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