A GOOD AGE: Medicare's 'plan finder' may be misleading
"Some of the search results for drug plan costs on the Medicare site are just not to be believed and have been just plain wrong," said
Tetreault has been a volunteer SHINE counselor for the past nine years and said this year has been especially difficult and time-consuming because of problems with the website.
"If a consumer has accidentally enrolled in a Part D plan or Medicare Advantage plan that is not the best choice for them, there is still time to change,"
One possible problem is if the Medicare site gives monthly premium costs for a plan that are not correct, seniors won't know they got a bad quote until they begin using the plan after
Morle also urged people to call the insurance plan they chose to confirm the drug plan costs they found on the Medicare site. Morle can be reached at 781-784-4944.
Morle said beneficiaries can cancel a plan they chose during open enrollment and choose another one through Saturday.
The
Tetreault suggest people call Medicare at 800-633-4227 and ask the agents to do a Part D card search - Medicare prescription drug benefit - on the plans they are considering.
Other tips from eHealth for a second opinion on finding the right Medicare plan for you:
Make sure your preferred doctors, hospitals and pharmacies are in-network for any new plan you choose.Make sure your prescription drugs are covered at a price you can afford. Different plans may cover different drugs and co-pays and deductibles may vary.Understand what your total out-of-pocket costs will be. Look beyond the monthly premium price tag of any Medicare insurance plan you consider. Low premiums are great but plans can differ considerably in the out-of-pocket expenses you'll face when you receive medical care or pick up drugs at the pharmacy.Look beyond Medicare.gov for online tools that might help. People shopping for Medicare plans at eHealth.com can sort by a doctor's name and enter their prescription drug regimen to see which plans will cover them at the lowest out-of-pocket cost.
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