USA Business Insurance Covers Owners, Operators and Lessors of Vending Machines with Specialized General Liability Insurance

Burbank, CA (PRWEB) July 01, 2013

Today, USA Business Insurance announces that highly specific insurance protection for anyone with financial interests that may own, operate or lease vending machines is available at affordable rates.

Often the general public sees a soft drink or snack vending machine inside or outside of a business and does not give a thought as to the ramifications of offering customers the convenience of purchasing something cold to quench thirst or an item to munch to quell hunger. The customer enters money and receives the product. However, this may not be the end of the transaction.

Vending machine owners generally buy their supplies from third parties. Even a company-owned machine will be stocked with product that has been canned or bottled at various plants. What if the person who purchased the soft drink, candy or snack gets food poisoning from what came out of the vending machine? Who would they blame? Who would they sue? General Liability Insurance would cover these instances and pay claims as well as any legal fees resulting from the claims.

Customers can sometimes put themselves in risky situations without thinking. There is the teen that wants a free pack of potato chips and sticks an arm up inside the vending machine hoping to grab a bag. However, an arm or hand gets caught and emergency services need to be called. There is the instance of an irate customer who has deposited the incorrect amount of change and does not receive the selection. This customer decides to shake the machine until the purchase falls out, only the machine has become unstable and falls on the customer. In both of these examples, the vending machine operator was not at fault. That does not stop the injured party from suing. Vending Machine Insurance would cover the owner under these and many other circumstances.

Another very important benefit of specialized vending machine insurance is that it can include Business Property (BOP) Insurance under the same policy. There are individuals and small companies who’s sole income is derived from the sale of products via their vending machines. If the property owner is responsible for the cost of repairing each vending machine that is damaged by vandalism, power surges, moving equipment to a new location and other incidents, the owner would go under. Vending machine insurance allows the owner to conduct business without the worry and stress of covering property damage.

To discover how this innovative bundling of general liability and business owners insurance coverage can benefit you or your company, visit USA Business Insurance on line at http://www.businessinsuranceusa.com/business-insurance-vending-machine.

Read the full story at http://www.prweb.com/releases/2013/7/prweb10885934.htm