LifeSource Direct Announces No Medical Exam Term Life Insurance

Boise, Idaho (PRWEB) July 31, 2012

LifeSource Direct, a national online insurance brokerage, announced today the launch of its new "One Click" term life insurance that requires no medical exams. Through LifeSource Direct, shoppers of term life insurance now can buy life insurance without medical exams or needles at http://lifesourcedirect.com/no-medical-exam-insurance/. LifeSource Direct provides online quotes and processing of term life insurance products including services for discount RX Drugs and "Ask a Doctor" a telephone doctor service.

Medical exams have been a core component of the application qualifier for a life insurance carrier to issue a term life insurance policy. "One Click" from LifeSource is instant issue life insurance which means the application and insurance policy are handle online without a medical exam and can be issued to the applicant within hours of the application*.    In comparison to medical exam term life insurance, the additional cost for no medical exam term life insurance can be a little as 10% or higher.

From the web link above, shoppers can get an instant online quote, select a policy, proceed to an application process (series of questions) and check out with an online payment. Instant issue saves the consumer time and effort, an industry first for term life insurance.

The no medical exam term life insurance is a new and rapidly growing sector of the insurance business. With LifeSource Direct's launch of its "One Click" service, it moves the company’s position into a leadership position for the delivery of new and innovative products for the life insurance industry.

Murray Owen, a principle in LifeSource Direct stated that “one of the missing elements in financial planning was a website allowing the client to run as many affordable term life insurance quotes scenarios as they want. One Click allows the client to fine tune pricing options that best fits their schedules and budgets. ”

No medical exam insurance fits a growing segment of the insurance market for individuals whose work schedules don't allow for a medical exam, or are adverse to needles and having to provide blood samples. In addition, it fits a key part of the business market for key man insurance for small business company executives. The instant issue no medical term life insurance allows a business executive to get necessary coverage in a quick and efficient manner within one day. *

About LifeSource Direct

LifeSource Direct (http://www.lifesourcedirect.com) was formed to create a dynamic, state of the art, direct sales life insurance company backed by an experienced and professional staff. Incorporating the latest cutting edge technology with one of the best consumer support staffs in the industry assures a simple and easy process for purchasing life insurance. LifeSource Direct works with top rated insurance carriers including Prudential, SBLI, RBC, Banner Life, MetLife, Lincoln, Nacolah, Transamerica, ING, Life Insurance Company of the Southwest, and Genworth Financial. LifeSource Direct now works with thousands of people every year to find them the right term life insurance at the right price. In addition LifeSource Direct offers many ancillary products that can benefit the consumer.

   •  No medical exam life insurance is not a guaranteed issue product. Health questions will be asked to ascertain whether or not a policy can be issued.

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