The Smoke In Our Eyes - Insurance News | InsuranceNewsNet

InsuranceNewsNet — Your Industry. One Source.™

Sign in
  • Subscribe
  • About
  • Advertise
  • Contact
Home Now reading InsuranceNewsNet Magazine
Topics
    • Advisor News
    • Annuity Index
    • Annuity News
    • Companies
    • Earnings
    • Fiduciary
    • From the Field: Expert Insights
    • Health/Employee Benefits
    • Insurance & Financial Fraud
    • INN Magazine
    • Insiders Only
    • Life Insurance News
    • Newswires
    • Property and Casualty
    • Regulation News
    • Sponsored Articles
    • Washington Wire
    • Videos
    • ———
    • About
    • Advertise
    • Contact
    • Editorial Staff
    • Newsletters
  • Exclusives
  • NewsWires
  • Magazine
  • Newsletters
Sign in or register to be an INNsider.
  • AdvisorNews
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Exclusives
  • INN Magazine
  • Insurtech
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Video
  • Washington Wire
  • Life Insurance
  • Annuities
  • Advisor
  • Health/Benefits
  • Property & Casualty
  • Insurtech
  • About
  • Advertise
  • Contact
  • Editorial Staff

Get Social

  • Facebook
  • X
  • LinkedIn
Editor Letters
InsuranceNewsNet Magazine RSS Get our newsletter
Order Prints
October 1, 2020 InsuranceNewsNet Magazine
Share
Share
Tweet
Email

The Smoke In Our Eyes

By Paul Feldman

As my neighbor yelled at me on our front stoop, he stopped for a moment while he clearly had a revelation.

“Are you a LIBERAL!?!” he bellowed. “Yeah, you’re a liberal. You all just want to control everybody.”

I didn’t know what to say to that. My downstairs neighbor, Ross, had lost his temper because I’d left him a carefully worded note asking whether he could somehow reduce the amount of cigarette smoke coming out of his apartment. Ross had stopped me as I was coming back into the building after tossing trash into the dumpster.

Ross said he had been living in the apartment for more than 10 years and nobody had ever complained. I explained that on this beautiful spring day, my apartment smelled of the cigarette smoke that was coming up the vent and through the windows.

When he pivoted to the liberal accusation, I knew we couldn’t possibly talk about anything at that moment. I said that politics had no part of what we were talking about and walked back inside.

Of course, I was stewing about the confrontation later, but I had made a commitment to myself that I would not inflame arguments. This was in 2014 and I had quite enough of the anger machine that American discourse had become. Maybe I was in training for the years to come.

The Fortified Party Lines

Although we have a two-party tradition, it is really two power centers fighting over the people in the middle. In the latest Gallup poll available, 26% of Americans identified as Republicans, 31% as Democrats and 41% as independents.

That survey was in mid-August, but those numbers have never strayed enormously since Gallup started the survey in 2004. Sometimesthe percentages remain about the same, with a larger middle between them.

In other political systems, there are parties with which to build coalitions. The U.S. Congress has smaller groups along particular alignments. But those groups are not aligning very well with each other.

Instead, the party that tugs the middle a little in its direction wins — and these days that is done by appealing to our basic emotions. The fear button is a reliable one, perhaps too reliable. Americans seem to be afraid that at any moment, hordes of Antifa or fascists will come burn down or shoot up their cities. You might even be one of the people nodding yes as you read that.

It is true that we have deep social unrest right now. But instead of tending to the problems that led to our situation, we are all arguing about whether to call the unrest protests or riots.

The middle class is fracturing for many reasons — most of which are not one party’s fault. For example, a century of automation has pushed people out of well-paying industrial jobs, and we have not retooled and reskilled.

We used to be able to do the big things that improved individuals and propelled the national good. At the end of World War II, we had more than 16 million veterans trying to start or restart their lives.

It would have been easy to have just said those veterans and their families were on their own. But the U.S. government helped by providing the GI bill, home loans and health care, just to name just a few benefits.

The GI bill helped about 10 million people by 1956. My father was one of them after the Korean War. He was the son of Italian immigrants and worked in a store before joining the Marines. When he returned, he went to college and became an accountant. He could not have dreamed a future like that was possible for him.

A college education is once again a distant dream for many Americans. We all want the finest doctors, scientists and other professionals in the world, but require them to assume up to hundreds of thousands of dollars in debt to become qualified.

I hear from many insurance agents and financial advisors who say that clients with high incomes are struggling because of student loan debt along with the cost of child care and college.

Our health care system is another victim of political manipulation. We aren’t talking about how to fix our system — we are taking sides.

All our language suggests there is a war going on out there in America. If there is, what are we fighting about? It does not seem to be for the nation’s well-being.

The United States does not succeed when one side “owns” the other. This country is successful when it sees itself as one indivisible nation with shared problems, not separate red and blue confederacies.

The War At Home

Later in the day of the confrontation with Ross, while at a bakery I bought two plump muffins for Ross and his wife. I knocked on my neighbor’s door, and when Ross swung it open, I said, “Hey! I was at the bakery and thought you folks would like some MUFFINS!” and raised the bag.

Ross looked at the bag, then me, the bag, then me, and then dropped his head as he said, “I’m trying to quit smoking.”

I realized the agitation Ross had been facing, and told him I knew it was tough because I had also quit. I added that I was able to be successful by getting out and walking and running instead of smoking. After talking about that a little, he took the bag and went inside.

I hadn’t seen Ross in a few weeks and hoped things were OK, but I was content with the thought that I’d done the best I could.

During another beautiful day, I saw Ross bound out of the building. He spotted me and said, “I am going for a walk.”

It was the first time I had ever seen him smile.

Paul Feldman

Older

Be Better Than Yourself!

Newer

5 Myths Keeping Black Americans From Buying Life Insurance

Advisor News

  • Flexibility is the future of employee financial wellness benefits
  • Bill aims to boost access to work retirement plans for millions of Americans
  • A new era of advisor support for caregiving
  • Millennial Dilemma: Home ownership or retirement security?
  • How OBBBA is a once-in-a-career window
More Advisor News

Annuity News

  • Great-West Life & Annuity Insurance Company Trademark Application for “EMPOWER BENEFIT CONSULTING SERVICES” Filed: Great-West Life & Annuity Insurance Company
  • 2025 Top 5 Annuity Stories: Lawsuits, layoffs and Brighthouse sale rumors
  • An Application for the Trademark “DYNAMIC RETIREMENT MANAGER” Has Been Filed by Great-West Life & Annuity Insurance Company: Great-West Life & Annuity Insurance Company
  • Product understanding will drive the future of insurance
  • Prudential launches FlexGuard 2.0 RILA
More Annuity News

Health/Employee Benefits News

  • Illinois extends open enrollment deadline for health care plans
  • Researchers from Michigan State University Report Details of New Studies and Findings in the Area of Managed Care (Short Report: Disparities In Hours of Applied Behavior Analysis Services for Medicaid-enrolled Autistic Youth): Managed Care
  • SENATORS: TRUMP AND CONGRESSIONAL REPUBLICANS' BUDGET BILL THREATENS ESSENTIAL MENTAL CARE FOR NEARLY 800 MALHEUR COUNTY RESIDENTS ENROLLED IN THE OREGON HEALTH PLAN
  • New consumer laws are coming soon to Florida — and they may affect you
  • Thousands cancel health insurance plans on exchange ahead of subsidies ending
Sponsor
More Health/Employee Benefits News

Life Insurance News

  • 2025 Top 5 Life Insurance Stories: IUL takes center stage as lawsuits pile up
  • Private placement securities continue to be attractive to insurers
  • Inszone Insurance Services Expands Benefits Department in Michigan with Acquisition of Voyage Benefits, LLC
  • Affordability pressures are reshaping pricing, products and strategy for 2026
  • How the life insurance industry can reach the social media generations
More Life Insurance News

- Presented By -

Top Read Stories

  • How the life insurance industry can reach the social media generations
More Top Read Stories >

NEWS INSIDE

  • Companies
  • Earnings
  • Economic News
  • INN Magazine
  • Insurtech News
  • Newswires Feed
  • Regulation News
  • Washington Wire
  • Videos

FEATURED OFFERS

Slow Me the Money
Slow down RMDs … and RMD taxes … with a QLAC. Click to learn how.

ICMG 2026: 3 Days to Transform Your Business
Speed Networking, deal-making, and insights that spark real growth — all in Miami.

Your trusted annuity partner.
Knighthead Life provides dependable annuities that help your clients retire with confidence.

Press Releases

  • Two industry finance experts join National Life Group amid accelerated growth
  • National Life Group Announces Leadership Transition at Equity Services, Inc.
  • SandStone Insurance Partners Welcomes Industry Veteran, Rhonda Waskie, as Senior Account Executive
  • Springline Advisory Announces Partnership With Software And Consulting Firm Actuarial Resources Corporation
  • Insuraviews Closes New Funding Round Led by Idea Fund to Scale Market Intelligence Platform
More Press Releases > Add Your Press Release >

How to Write For InsuranceNewsNet

Find out how you can submit content for publishing on our website.
View Guidelines

Topics

  • Advisor News
  • Annuity Index
  • Annuity News
  • Companies
  • Earnings
  • Fiduciary
  • From the Field: Expert Insights
  • Health/Employee Benefits
  • Insurance & Financial Fraud
  • INN Magazine
  • Insiders Only
  • Life Insurance News
  • Newswires
  • Property and Casualty
  • Regulation News
  • Sponsored Articles
  • Washington Wire
  • Videos
  • ———
  • About
  • Advertise
  • Contact
  • Editorial Staff
  • Newsletters

Top Sections

  • AdvisorNews
  • Annuity News
  • Health/Employee Benefits News
  • InsuranceNewsNet Magazine
  • Life Insurance News
  • Property and Casualty News
  • Washington Wire

Our Company

  • About
  • Advertise
  • Contact
  • Meet our Editorial Staff
  • Magazine Subscription
  • Write for INN

Sign up for our FREE e-Newsletter!

Get breaking news, exclusive stories, and money- making insights straight into your inbox.

select Newsletter Options
Facebook Linkedin Twitter
© 2025 InsuranceNewsNet.com, Inc. All rights reserved.
  • Terms & Conditions
  • Privacy Policy
  • InsuranceNewsNet Magazine

Sign in with your Insider Pro Account

Not registered? Become an Insider Pro.
Insurance News | InsuranceNewsNet