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May 30, 2025
Financial advisor with a young couple. The-importance-of-seeking-professional-advice-early.

The importance of seeking financial advice early

of 25 and 39 is “highly important” or “critical.”

May 30, 2025

ICHRA: The 401(k) moment for health care

Like 401(k)s redefined retirement, ICHRAs shift responsibility while expanding choice.

May 29, 2025
Image shows a gavel and a court scene
Utah is ending its bid to place A-Cap insurers into rehabilitation.

Utah regulators withdraw rehabilitation petition against A-Cap insurers

Utah regulators dropped a petition to force Sentinel Security Life Insurance Co. and a pair of reinsurers into court-ordered rehabilitation.

May 29, 2025

How stagflation could impact the auto insurance industry

Stagflation is that worrisome economic state characterized by stubborn inflation, lackluster growth and rising unemployment.

May 29, 2025
Image of a large group of senior citizens standing in front of a large sign stating "Crisis." Is-longevity-Americas-new-retirement-crisis.

Is longevity America’s new retirement crisis?

Americans are so concerned about the cost of living that they don’t want to live to be 100 years old, a new study finds.

May 29, 2025
Image of a senior citizen and her caregiver in front of the U.S. Capitol Building. Caregiving-and-an-aging-population-How-can-government-help.

Caregiving and an aging population: How can government help?

An increasing number of older Americans will need long-term care at some point, with most of the care performed by unpaid family members.

May 29, 2025
Image shows the AuguStar logo
AuguStar has a new IUL offering.

AuguStar touts income potential with new Virtus IUL

AuguStar Life recently took its latest Virtus indexed universal life product to market, a version with much-improved income potential, the…

May 28, 2025
Image shows a cartoon man at an office desk
F&G Annuities & Life lays off 192 people in both its Des Moines, Iowa headquarters, as well as some remote positions.

F&G Annuities & Life lays off 192 in bid to ‘efficiently scale’ business

F&G Annuities & Life laid off 192 employees across both its home offices in Des Moines, Iowa and remote functions.

May 28, 2025
Image shows an overhead shot of a woman at a desk with a laptop.
Artificial intelligence can be an asset to an advisor in several ways.

4 ways to incorporate AI into your advisory practice

Rather than viewing AI as a threat, financial advisors should see it as a powerful tool that can enhance capabilities and free up time for more strategic, creative, and client-focused tasks.

May 28, 2025
Illustration of an expert drawing an AI framework diagram on a whiteboard.

Free online tool helps insurers map out AI governance framework

Insurers now have a free resource to help develop their AI governance frameworks thanks to a new online assessment tool offered by SAS.

May 28, 2025

Life insurance: Providing cash access and control

With today’s volatile markets, clients are increasingly anxious about having control of their money and easy access to cash.

May 28, 2025
Photo illustration of stacks of coins with plants growing out of them and the words "Lifetime Income Benefits" overlapping. When-a-VA-with-lifetime-income-benefits-offers-the-greatest-value.

When a VA with lifetime income benefits offers the greatest value

The number of annuity offerings available in the marketplace continues to expand, but sometimes it’s a good idea to take another look at a product that’s a bit more traditional – a variable annuity with lifetime income benefit riders.

May 28, 2025
Image of a senior couple fashioned out of clay. The-Reshaping-of-Retirement--The-sequence-of-returns-risk.

The Reshaping of Retirement: Volatility and the ‘sequence of returns’

As a record number of baby boomers retire, the convergence of market instability and geopolitical uncertainty is reshaping retirement.

May 27, 2025
Illustration showng the evolution of humans with the legend: "FIA Indices Evolve." FIA-indices-evolve-as-the-interest-rate-environment-changes.

FIA indices evolve as the interest rate environment changes

Insurance companies continue to add newly launched indices to their fixed indexed annuity products, leading to a growing need to educate on the difference between live and back-tested index performance to help properly set policyholder expectations.

May 27, 2025
health CMS

Health agents prepare for potential class action suit against CMS

A Washington law firm is interviewing health advisors who were unfairly targeted by the Centers for Medicare and Medicaid Services in preparation for a potential class action lawsuit against the federal agency for its use of algorithms to punish agents who enrolled consumers in Affordable Care Act coverage.

May 27, 2025
Financial advisor with clients.
Financial advisor with clients.

Most financial advisors compensated using fee-based models

The movement to fee-based services is being driven by a move from commissions to asset-based fees among wirehouse and broker/dealer channels.

May 27, 2025

Annuity laddering strategies that should be in every advisor’s toolkit

Annuity laddering is a simple concept that most agents can understand and share with ease.

May 26, 2025
Illustration showing a ticking clock and asking "Is it time?"

Is long-awaited insurance industry transformation arriving — finally?

According to two new reports, with a near-term market in flux, the moment of insurance industrty transformation may be arriving.

May 23, 2025
Image of President Trump speaking with the House Speaker behind him and a pile of prescription drugs in front of him. Medicaid-cuts,-prescription-drugs-among-issues-during-first-100-days-of-Trump-administration.

Medicaid cuts, prescription drugs among health care issues in DC

Medicaid cuts and prescription drug costs are among the health-related issues to take flight in the first 100 days of the Trump administration.

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