American Life & Security Corp., a growing carrier in the annuity and retirement space, today announced it has expanded to…
Life insurance sales surge 7% in 2025, but the work isn’t over
Since the 2020 pandemic, life insurance sales have surged. In 2025, policy counts jumped 7% year over year, but there remains work to be done, LIMRA researchers say.
The case for DTC/agent hybridization
Life and annuity carrier executives are concerned about a critical issue – the increasing cost of customer acquisition.
Trump targets ‘retirement gap’ with new executive order
President Donald Trump on Thursday signed an executive order aimed at expanding access to retirement savings accounts for millions of workers who lack employer-sponsored plans.
Younger investors are engaged and advisors must adapt
Younger clients are moving away from accumulation-only thinking to a more balanced approach that includes protection and income planning.
Convertible market dynamics and the portfolio implications for insurers
The convertible market has grown significantly in recent years, reflecting increased equity issuance and evolving corporate financing needs.
Guiding women through the Great Wealth Transfer
Women stand to inherit trillions of dollars over the next two decades. Is the industry ready to give them the advice they need?
Bringing meaning to life — With Salene Hitchcock-Gear
Prudential’s Salene Hitchcock-Gear modernizes a legacy brand through tech-driven buying and wellness initiatives while empowering advisors to provide essential financial protection to a diverse 21st-century audience.
A heart for finance — with Lizbeth Menjivar
Lizbeth Menjivar brings heart to financial planning while nurturing the next generation of advisors and clients.
Making women’s health a higher priority
Why workplace benefits must support women by focusing on preventive care, hormonal health literacy and midlife support.
The weakest link: Lifetime earnings assumptions
A client’s income may not always be there. Why disability planning is crucial.
What to do when term life runs out
Reviewing a client’s options when their term life expires.
Using life insurance in a cash balance plan
Cash balance plans are powerful, but volatility can drive unpredictable contributions.
How annuities can help small-business owners achieve retirement security
Annuities allow small-business owners to convert accumulated assets into guaranteed lifetime income.
How Integrity’s AI is creating ‘super advisors’
Artificial intelligence is changing how insurance is done, and one independent marketing organization is further ahead than most.
Rethinking retirement income: The role of annuity laddering
Two approaches to a strategy that provides guaranteed income.
Intermediary distribution: Navigating a moving marketplace
Affiliation with a national marketing organization can expand access to resources, technology and carrier relationships.
Plugging the hidden budget leaks of retirement
What advisors should help clients rethink before and after age 65.
The biggest financial hand-off in history
We are in the midst of “the great wealth transfer,” in which an estimated $54 trillion is expected to pass on to widows. Of that amount, $40 billion or more will go to widows who are baby boomers and older. That’s according to research from Cerulli Associates.
