Why Advisors Should Consider Single-Pay LTCi For Their Clients
A “once and done” approach to paying for LTCi has many advantages for clients, but advisors also must make them aware of potential tax disadvantages.
A “once and done” approach to paying for LTCi has many advantages for clients, but advisors also must make them aware of potential tax disadvantages.
As you’re driving west on Pennsylvania Route 56 toward my hometown, one of the first things you see as you approach the edge of town is the huge football stadium on your left…
Getting family members together for a special event takes planning and delegation.
The Insurance Barometer study gave some insights into the way consumers perceive life insurance as well as how they want to buy it in the post-pandemic world.
Planners and advisors say not many clients are asking about ESG investing, but clients are becoming interested the more they learn about them.
Physicians and other health care professionals have been dealing with residual trauma that could lead to burnout. Is their disability insurance adequate for their needs?
The potential divide on climate change was evident during today’s commissioner panel discussion at the Global Insurance Symposium.
Proper estate planning can help ensure clients’ wishes are carried out exactly as intended in the event of a death or a serious illness, as having a clearly stated plan in place can provide clear direction and potentially avoid any disputes that otherwise might occur. For same-sex couples, this may be even more crucial.
The insurance industry charged into the diversity debate following the death of of George Floyd on May 25, 2020, and the ensuing Black Lives Matter protests.
The pandemic shifted the focus to technology and big data usage. Insurers loosened restrictions on accelerated underwriting, electronic signatures and medical exams. Will it continue?
Embracing flexibility is the key to a more productive workforce in the post-pandemic world. That was the word from Stephanie Berger, Centered Insurance Solutions, who shared the lessons her benefits brokerage firm learned after more than a year of remote working. Berger spoke at Monday’s National Association of Health Underwriter virtual annual convention.
Principal Financial Group will stop selling U.S. retail fixed annuities and consumer life insurance products and pursue sales of blocks of those assets already in force, Bloomberg reported Monday afternoon. The company will continue selling variable annuities.
Employers are reopening their offices and transitioning their workers back to either an in-person or a hybrid workplace. So what does this mean for human resource teams? David Pearson, senior vice president with ExtensisHR, gave some advice to health insurance and benefits brokers during the National Association of Health Underwriters virtual annual convention.
For those who are part of the transgender community, gender dysphoria (a clinical diagnosis) should not interfere with the ability to obtain coverage.
This is an opportunity for us to step up to the plate and help our clients understand this issue and to provide them with solid planning and innovative products to meet this growing need.
In order to achieve greater modernization in our industry and reap the associated benefits – including reduced risk and more efficient processes – there are three areas in which we should collectively focus our efforts.
The Alliance for Lifetime Income plans a Bucket List campaign to promote enjoying senior years while annuities help pay the monthly bills.
Black and Hispanic Americans were already at a disadvantage with retirement savings. Now the pandemic disrupted their employment more than it did for whites, according to a new survey.
Studies show men are reluctant to visit the doctor. How supplemental health insurance can provide that extra nudge.