Annuities: Gaps can lead to opportunities
Research finds a gap between what clients feel about annuities and what financial professionals believe they feel about them.
Research finds a gap between what clients feel about annuities and what financial professionals believe they feel about them.
Even the father of the 4% retirement rule, William Bengen, admits that it’s time to rethink that rule.
Mercer’s consultants presented findings from their 2022 Inside Employees’ Minds study that showed workers are as concerned about their well-being as they are about their financial situation.
eHealth, an online private health insurance marketplace, today released results from a survey of more than 1,000 Medicare beneficiaries. According to the survey, more than half (53%) of beneficiaries are currently enrolled in the same Medicare coverage they had three years ago, though many have experienced changes in the past year that may suggest the need for a new Medicare plan.
Final rule creates Special Enrollment Periods and reduces gaps in Medicare coverage, and improves administration of the Medicare Savings Programs.
Nov. 1 marks the start of the 10th open enrollment season under the Affordable Care Act, and KFF compiled a list of nine changes to watch for in this upcoming period.
All life insurance carriers are aware of the consumer’s demand for digital-first experiences, but not every carrier has been able to meet that demand.
The overwhelming majority of employees interviewed describe their level of debt as a problem, according to the 2022 Workplace Wellness Survey published by the EBRI and Greenwald Research.
Users can enter age, income, zip code, and family size information to estimate their eligibility for subsidies and how much they can expect to spend on health insurance premiums or if they may be eligible for Medicaid.
Best practices for developing a data-driven approach to improve talent management and drive organic business growth.
A year of skyrocketing inflation and growing recession fears have taken their toll on American consumers, reinforcing a need for personalized financial advice rather than supposedly universal rules on household spending.
Significant changes have occurred under the Medicare umbrella that should improve enrollment procedures and drug pricing for seniors just as the open enrollment period gets underway.
Ransomware remains a top cyber risk for organizations globally while business email compromise incidents are on the rise and will increase further in the “deep fake” era.
Annual family premiums for employer-sponsored health insurance average $22,463 this year, similar to last year ($22,221), the 2022 benchmark KFF Employer Health Benefits Survey finds.
Annuity sales set more records in the third quarter, LIMRA reported this morning, but can grow even more, one executive said.
Further rises in interest rates and inflation are the biggest concerns U.S. pension funds and other U.S. institutional investors have about the fixed income market.
Although the Social Security and Medicare changes for 2023 are the exception rather than the rule, they are a welcome opportunity for financial professionals to engage with clients around the long-term trajectory of these expenses and add value by developing savings plans that ensure this critical need is met.
Inflation is at a 40-year high and workers must plan for a retirement that could last more than 30 years. That leads to the question: Does the 4% rule for retirement spending still work in today’s environment?
My biggest early-career mistake was not intentionally networking. Intentionally is a critical word in that sentence: effective networking requires deliberate action rather than hoping to meet people in passing.