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November 1, 2022

Annuities: Gaps can lead to opportunities

Research finds a gap between what clients feel about annuities and what financial professionals believe they feel about them.

November 1, 2022

Why the 4% rule may no longer be the retirement golden rule

Even the father of the 4% retirement rule, William Bengen, admits that it’s time to rethink that rule.

October 31, 2022
Study finds worker burnout.

Workers battling burnout along with money woes, study finds

Mercer’s consultants presented findings from their 2022 Inside Employees’ Minds study that showed workers are as concerned about their well-being as they are about their financial situation.

More than half of Medicare beneficiaries are in the same plan they had 3 years ago

October 31, 2022

eHealth, an online private health insurance marketplace, today released results from a survey of more than 1,000 Medicare beneficiaries. According to the survey, more than half (53%) of beneficiaries are currently enrolled in the same Medicare coverage they had three years ago, though many have experienced changes in the past year that may suggest the need for a new Medicare plan.

Final rule expands Medicare access

October 31, 2022

Final rule creates Special Enrollment Periods and reduces gaps in Medicare coverage, and improves administration of the Medicare Savings Programs.

October 31, 2022
What's new, what's changed as this year's ACA Open Enrollment begins.

What’s new, what’s changed in ACA open enrollment season

Nov. 1 marks the start of the 10th open enrollment season under the Affordable Care Act, and KFF compiled a list of nine changes to watch for in this upcoming period.

How carriers can lean on partnerships to innovate with speed

October 31, 2022

All life insurance carriers are aware of the consumer’s demand for digital-first experiences, but not every carrier has been able to meet that demand.

October 28, 2022
About 80% of employees surveyed cited problematic levels of debt.

80% of employees surveyed say debt level is a problem

The overwhelming majority of employees interviewed describe their level of debt as a problem, according to the 2022 Workplace Wellness Survey published by the EBRI and Greenwald Research.

KFF updates subsidy calculator and FAQ list ahead of ACA open enrollment

October 28, 2022

Users can enter age, income, zip code, and family size information to estimate their eligibility for subsidies and how much they can expect to spend on health insurance premiums or if they may be eligible for Medicaid.

Growing your agency and your team in a recessive environment

October 28, 2022

Best practices for developing a data-driven approach to improve talent management and drive organic business growth.

MDRT study: Americans need personalized advice on inflation, recession fears

October 27, 2022

A year of skyrocketing inflation and growing recession fears have taken their toll on American consumers, reinforcing a need for personalized financial advice rather than supposedly universal rules on household spending.

October 27, 2022
Medicare Open Enrollment is preceded by changes and improvements.

Improvements, drug pricing changes precede Medicare open enrollment

Significant changes have occurred under the Medicare umbrella that should improve enrollment procedures and drug pricing for seniors just as the open enrollment period gets underway.

Ransomware remains a top cyber risk for businesses

October 27, 2022

Ransomware remains a top cyber risk for organizations globally while business email compromise incidents are on the rise and will increase further in the “deep fake” era.

Annual family premiums for employer coverage average $22,463 this year

October 27, 2022

Annual family premiums for employer-sponsored health insurance average $22,463 this year, similar to last year ($22,221), the 2022 benchmark KFF Employer Health Benefits Survey finds.

October 27, 2022

LIMRA exec: Annuity sales can go even higher than record 3Q sales

Annuity sales set more records in the third quarter, LIMRA reported this morning, but can grow even more, one executive said.

US institutional investors pessimistic about the fixed income market

October 27, 2022

Further rises in interest rates and inflation are the biggest concerns U.S. pension funds and other U.S. institutional investors have about the fixed income market.

Record COLA increases provide opportunity for client engagement

October 27, 2022

Although the Social Security and Medicare changes for 2023 are the exception rather than the rule, they are a welcome opportunity for financial professionals to engage with clients around the long-term trajectory of these expenses and add value by developing savings plans that ensure this critical need is met.        

October 27, 2022
Does the 4% rule still hold up in this era of high inflaction?
Asian men are calculating about finances about the cost or future investment at home while the coins are arranged with the idea of saving.

Does the 4% rule hold up amid today’s retirement planning challenges?

Inflation is at a 40-year high and workers must plan for a retirement that could last more than 30 years. That leads to the question: Does the 4% rule for retirement spending still work in today’s environment?

October 26, 2022
The Financial Planning Association offer opportunities to advisors
Alternative investments can be an intriguing option.

Four tips to effective network as a financial planner

My biggest early-career mistake was not intentionally networking. Intentionally is a critical word in that sentence: effective networking requires deliberate action rather than hoping to meet people in passing.

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