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October 15, 2025
Photo illustration of a woman as young and older, along with logos of John Hancock and MIT. Americans-fall-short-on-longevity-planning-new-Hancock–MIT-study-warns

Americans fall short on longevity planning, new Hancock–MIT study warns

Americans are living longer, but a new John Hancock/MIT study shows they are unprepared for those extra years.

October 15, 2025
Medicare Annual Enrollment Period is the time when clients have questions about their coverage for the coming year (AI-generated image)

6 client questions you must answer during AEP

The Annual Enrollment Period is the time of year when licensed agents and brokers in the Medicare space receive the most questions from existing and potential clients.

October 15, 2025
Tariffs are making it more expensive to replace damaged or lost items such as toys, clothing or appliances (AI-generated image)

Tariffs drive contents claims higher for property/casualty insurers

Higher costs for consumer goods are impacting the cost of property/casualty insurers paying claims for contents of homes that are damaged or destroyed.  

October 15, 2025
Risings costs and market uncertainty are impacting health insurance (AI-generated image)

Health care in US faces ‘a triple shock’

The scheduled expiration of enhanced Affordable Care Act tax credits, increasing costs for Medicare and Medicaid, and the impact of tariffs on pharmaceuticals and medical supplies have created what analyst called “a three-headed monster.”

October 14, 2025
Image showing two overturned cups labeled "Covered Costs" and one labeled "Oops!". Decline-in-LTC-insurance-intent-leaves-families-exposed-to-care-costs.

As interest in LTC insurance declines, families exposed to care costs

The intent to purchase long-term-care insurance (LTCI) appears to be declining among some Americans., according to a Nationwide survey.

October 14, 2025

Drone photos could put homeowners’ coverage at risk

By leaning on drone photos, insurers can act quickly while sidestepping the burden of a full inspection,

October 14, 2025
Photo illustration of a hurricane with $187M superimposed, and a judge banging a gavel. Judge voids $187M Hurricane Sally appraisal, tightening rules for insurance loss estimates.

Judge voids $187M Hurricane Sally appraisal, tightening rules for insurance loss estimates

Judge voids $187M Hurricane Sally appraisal. The case could have ripple effects across the industry, tightening rules for appraisals.

October 13, 2025
Medicare brokers look out for older Americans' best interests in choosing health coverage (AI-generated image)

Medicare brokers: The last line of defense for older Americans

The independent Medicare broker community is standing on the front line of a storm that’s reshaping how older Americans access health care.

October 13, 2025
Medicare
Agent groups are mobilizing to get the Medicare Advantage marketplace stabilized. (AI-generated image)

Agent groups urge feds to stabilize MA as another carrier cuts commissions

The Medicare Advantage market needs urgent attention by the Centers for Medicare and Medicaid Services, a coalition of agent groups said, as more carriers cut or eliminate agent commissions.

October 13, 2025
Illlustration showing a worker jumping across a number of chairs, representing different jobs. Retirement-income-options-evolve-as-workers-job-hop.
Workers in the U.S. remain in one job for an average of five years before moving on to another. As a result, workers will experience a significant number of job changes over the course of their careers. (AI-generated image)

Retirement income options evolve as workers job-hop

The likelihood of employee turnover must be considered when looking at investment options.

October 13, 2025
Senior citizen fretting over retirement savings plan.

Catch-up contributions go Roth-only for older, high-income savers in 2026

One of the most valuable benefits for retirement savers age 50 and older – the IRS catch-up contribution – is about to change.

October 10, 2025
Image shows the Connecticut flag and judicial scales.
A Connecticut court is considering relaxing the moratorium on PHL Variable policies. (AI-generated image)

PHL Variable policyholders share hardship tales while ripping moratorium

PHL Variable is now in the hands of Connecticut regulators, who are trying to sort out its finances while a moratorium on benefits remains in place.

October 9, 2025
Image shows some silhouetted people and the word, "Oversight."
Regulators are concerned about third parties in the sale of annuities.

Regulators near completion of guidance on compliance with annuity rules

More than a year after first circulating a draft guidance on compliance expectations for its best interest standard for annuity sales, regulators are nearing a final version.

October 9, 2025
Image of a life insurance customer holding up a phone that says "Direct Term Life." Agents-risk-losing-clients-as-direct-life-channels-score-higher-in-satisfaction

Agents risk losing clients as direct life channels score higher in satisfaction

A J.D. Power life Insurance study reveals growing divides between how clients view direct-to-consumer experiences and advisor-led relationships.

October 9, 2025
Illustration of a person walking a tightrope strung across a bull and a bear. Market-walking-a-tightrope-as-AI-fuels-gains.

Market ‘walking a tightrope’ as AI fuels gains

Stocks hit new highs in the third quarter and artificial intelligence is fueling much of those market gains.

October 9, 2025
Advisors must use artificial intelligence in an ethical manner (AI-generated image)

How advisors can harness AI responsibly

The question is no longer if financial professionals should use artificial intelligence in their practice, but how.

October 9, 2025
Image shows the solhouette of a man and the words, "Industry Role."
Insurance commissioners frequently leave for high-paying industry jobs, critics note.

Switching Sides: Many ex-insurance commissioners go straight to industry roles

The cozy relationship between state insurance regulators and industry trade associations is concerning to many observers and watchdog groups.

October 8, 2025
Photo illustration showing a sad face emoji with the word "Trustworthiness." Health-insurers-get-low-marks-for-trustworthiness.

Health insurers face trust crisis, Forrester 2025 survey finds

Health insurers stand at a crossroads as a new study showed consumer trust in them is critically low.

October 8, 2025
Parametric wildfire insurance is an option for homeowners. (AI-generated image)

Parametric wildfire insurance could revolutionize disaster recovery

The parametric model disrupts the traditional insurance system in a variety of ways.

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