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October 30, 2025
Lincoln Financial

Balanced growth drives Lincoln Financial’s improved Q3 results

Despite missing Wall Street’s Q3 revenue expectations, Lincoln Financial experienced a significant turnaround from the same quarter of 2024.

October 30, 2025

Trends show a new world of insurance litigation

Coverage litigation trends in U.S. federal courts since 2022 reflect a markedly different landscape from both the early COVID-19 years and the decade preceding them.

October 30, 2025
AI device seen against a background of data.

AI & Algorithms: Reshaping portfolio checkups — and outsmarting risk

Tech-savvy insurance providers are using AI-powered algorithms to automate underwriting needs and moderate risk.

October 29, 2025
Image shows the Congress and the words, "Rates Cut Again."
The Federal Reserve delivered a widely anticipated interest rate cut at the conclusion of its two-day policy meeting.

Federal Reserve cuts rates gain; Powell says Dec. cut ‘not a forgone conclusion’

The Federal Reserve wrapped up a two-day meeting Wednesday with a second consecutive quarter percentage point, or 25 basis points.

October 29, 2025
LIMRA announces another annuity sales record for Q3.

Ho hum, Q3 annuity sales set yet another record at $119B, LIMRA reports

Total annuity sales increased 4% to $119.3 billion in the third quarter of 2025, setting yet another quarterly sales record, LIMRA reported.

October 29, 2025
Image shows a CVS Pharmacy
CVS reports that third quarter total revenues increased to a record high $102.9 billion.

CVS Health exits poor markets and businesses, reports record Q3 revenues

Leaving the Affordable Care Act exchange, closing some Oak Street clinics and taking a $5.7 billion charge all have CVS Health on a much better financial path.

October 29, 2025

Annuities: The key to unlocking financial security in retirement

Annuities provide guaranteed payments regardless of market conditions.

October 29, 2025

States lead effort to fix America’s long-term care crisis

States are stepping up to respond to the need for long-term services and supports in innovative ways.

October 28, 2025
Image shows the UnitedHealth logo
UnitedHealth Group revealed a bounceback third quarter.

UnitedHealth hiking rates, plans to shed 1M members in ’26 as profits rise

As CEO Stephen Hemsley nears six months back in control of UnitedHealth Group, the health insurance giant is executing the financial turnaround he promised.

October 28, 2025
Image shows the NAIC logo
The NAIC approach to regulating AI is an example of its too-close relationship with industry, critics say.

Switching Sides: Advocates say NAIC effort on AI ‘devoid of any guidance’

The Model Bulletin on the Use of Artificial Intelligence Systems by Insurers is acceptable to the industry, but a bitter disappointment for consumer groups.

October 28, 2025
Incorporating artificial intelligence into your annuity practice has many benefits for you and your clients. (AI-generated image)

How AI enhances annuity operations and agent relationships

Opportunities to leverage artificial intelligence across the insurance industry are growing at an unprecedented pace.

October 27, 2025
Molina announced it will not sell health plans in some ACA markets (AI-generated image)

Molina exiting some ACA markets as stock price takes a dive

Molina Healthcare is pulling out of one-fifth of the counties where it sells health insurance exchange plans, the company announced.

October 27, 2025

Family of dementia victim who jumped to his death settles with insurers over annuity sales

The widow of a New York City man who jumped to his death has settled a lawsuit with the insurance companies and a broker who sold him annuities.

October 27, 2025
Image shows the words "RBC" being swept under a rug.
Regulators are considering a proposal to ban publication of RBC data in certain situations.

Regulators hear pushback on proposal to hide RBC data

A public comment period ended on Thursday, with insurance regulators no closer to a final decision on a controversial proposal to limit the publication of risk-based capital [RBC] data.

October 27, 2025
Environmental insurance is a crucial part of risk management. (AI-generated image)

Environmental insurance: Protecting businesses from hidden risks

Environmental insurance is a fundamental part of risk management.

October 24, 2025
Social Security COLA to increase 2.8%.
Social Security COLA to increase 2.8%. (AI-generated image)

Social Security COLA to rise by 2.8%

The Social Security cost-of-living adjustment will be 2.8% in 2026, the Social Security Administration said today.

October 24, 2025

Ethical practices for marketing and selling IUL

Indexed universal life insurance has continued to generate interest over the last decade as consumers seek principal protection and investment-linked growth potential in an uncertain equity market environment.

October 24, 2025
Image shows the year 2026
Changing customer expectations, broker consolidation and the importance of modernization are themes to watch in 2026, Deloitte reports in its new Global Insurance Outlook.

Sink or Swim: Insurers must adapt in this era of change, Deloitte finds

Insurance companies are being challenged by climate change, artificial intelligence and many other pressues, Deloitte finds in its 2026 Global Insurance Outlook.

October 24, 2025
Now is a good time to review coverage for next year. (AI-generated image)

Will your insurance still fit your small business in 2026?

A smarter way to think about insurance is to treat it like a midyear tax checkup or equipment inspection.

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