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Fixed annuity sales continue to surge but decade-long trends will return

February 16, 2023

If current market conditions hold, fixed annuities, fixed indexed annuities, and registered index-linked annuities are predicted to compete more fiercely with one another during the next five years, according to Cerulli.

February 16, 2023
Image showing the words NAIC, Privacy and National Association of Insurance Commissioners.

Strict new privacy proposal would limit how insurers could use data

A state insurance regulator group is proposing a sweeping overall of privacy rules that would significantly restrict what insurers could do with the private information of consumers.

Commentary: Is it time to rethink the 60/40 portfolio?

February 16, 2023

Investors must think about diversification more broadly by considering the prevalence of the macroeconomic environment over the full course of their investment timeline. 

February 15, 2023

Why buying life insurance is an act of love

The industry marks the month of February as Insure Your Love Month. It’s the perfect time to get your prospects to understand why buying life insurance is an act of love.

February 15, 2023
The Financial Planning Association offer opportunities to advisors
Alternative investments can be an intriguing option.

The who, what, where, how and why of advisor mentorship

Mentorship is a two-way street between mentor and mentee.

Medicare beneficiaries still need high savings for medical costs

February 15, 2023

A new research report released by the Employee Benefit Research Institute (EBRI) found that projected savings that Medicare beneficiaries needed for health expenses remained high in 2022.

February 15, 2023
Louisiana Insurance Commissioner Jim Donelon is trying to solve his state's insurance crisis.
A new bill offers monetary incentives to insurers who return to Louisiana.

Jim Donelon looks to the past to solve Louisiana’s insurance crisis

Eleven insurers have gone broke in Louisiana and another dozen or more stopped selling policies, leaving desperate homeowners to rely on the state-run insurer of last resort, Louisiana Citizens Property Insurance Corp.

How to counter cognitive biases and get clients to say ‘yes’

February 15, 2023

The most important thing to remember is that we all live in a world of our own creation, because perception is reality when it comes to an individual’s belief system.

February 15, 2023
Image of 1040 tax form, calculator and a memo saying, "tax time."

IRS says most 2022 one-time refunds won’t be taxed

Maybe pigs can fly. The IRS, in an unusual statement late last week, said that millions of dollars in 2022…

February 14, 2023

How to love your business – and how to make it love you back

Financial services is the hardest career in the world – and that’s why you should love it. Joe Templin, author and coach, said there are many reasons to love the business and many ways you can build a practice that loves you back. Serving clients, he said, “is a reflection of love.”

February 14, 2023
Fly swatter striking the Department of Labor logo.

Federal judge tosses out portion of DOL rollover advice guidance

Financial advisors providing first-time advice in a plan rollover setting will not be considered fiduciaries – at least for the time being.

February 14, 2023

Inflation clicks higher than expected, ensuring rate hikes

Food and energy prices continue to push inflation, but LPL Financial analysts are seeing the case for a soft landing this year.

It’s a good time to re-engage with clients through streamlined communication

February 14, 2023

Investing in technology, such as a customer relationship management platform and marketing automation, will help agents streamline and personalize client communications.

February 14, 2023

Fix of ‘family glitch’ could add to record 16.3M ACA exchange enrollees

While updated figures as of late January show that a record-breaking16.3 million people are enrolled in ACA health insurance exchanges, this number could grow further due to a fix in the so-called “family glitch.”

February 14, 2023
Abstract image of women.

Insurers facing widely disparate rules for reproductive health coverage

The Affordable Care Act requires most private health insurance plans to cover a set of essential health benefits, including reproductive health services.

Unlicensed California insurance agent sentenced for stealing $140,000 from clients

February 13, 2023

Robert Meseer, 69, of Westminster, was sentenced yesterday after pleading guilty to 55 felony counts of grand theft, insurance fraud,…

NC Commissioner Causey negotiates settlement on dwelling rate request

February 13, 2023

The N.C. Department of Insurance has ended its legal dispute with the North Carolina Rate Bureau regarding the bureau’s proposed…

February 13, 2023

Busting the myths about wealth management careers

What are some of the myths that prevent women and people of color from seeking careers in wealth management?

The 3 Ms of bringing flexibility and speed to the digital insurance experience

February 13, 2023

Speed and flexibility are essential to customer satisfaction and business success in 2023. Over the years, the insurance industry has…

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