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August 1, 2023

The data privacy landscape is plagued by fragmentation

The twists and turns in data privacy law keep insurance advisors and carriers on the edge of their seats.

July 31, 2023
Medicaid

What happens when states purge their Medicaid rolls?

Who is losing Medicaid coverage and where might those who lose it obtain other coverage?

July 31, 2023
Image of an oil refinery seen through a magnifying glass. Bill seeks to require insurance companies' fossil fuel investment disclosures.

Bill seeks insurance companies’ fossil fuel investment disclosures

As more insurers abandon areas hit by natural disasters, a new bill seeks to determine if those companies profit off fossil fuel investment.

July 31, 2023

Long-term care: Insurance innovation can’t come soon enough

Insurtech can make it easier for consumers to apply for and get approved for long-term care insurance.

July 30, 2023
Illustration showing a blindfolded archer missing the target with each of his arrows. When 'spray and pray' fails: How to develop a niche market.

When ‘spray and pray’ fails: How to develop a niche market

A growing number of advisors are spurning the “spray and pray” approach, and turning to niche marketing to attract their ideal clients.

July 28, 2023

Do you know how your clients feel about money? If not, find out.

Have you ever considered your client’s feelings about money? In the same way that people may have different opinions of movies or music, everyone reacts differently to the money they have (and the money they don’t).

July 28, 2023
cyber

Four best practices to unlock cyber insurability

Cyber insurance premiums have become far more costly with stricter requirements.

July 28, 2023
Image of a group of Gen Z aged people with a large "No Thanks" sign behind them. Five reasons Gen Z isn’t buying life insurance.

Five reasons Gen Z isn’t buying life insurance

Although nearly half of Gen Z say they need life insurance, many have not purchased a policy. Experts discuss 5 reasons why not.

July 27, 2023
Image of the logo for Globe Life overlaying charts and graphs showing positive gains. Globe Life execs tout agent recruiting, investment income in solid Q2.

Globe Life execs tout agent recruiting, investment income in solid Q2

Investment income gains and strong agent recruiting helped Globe Life post solid second quarter revenues.

July 27, 2023

Large language models can elevate the life insurance customer experience

The viral popularity of large language models has led the insurance industry to take notice and contemplate how to incorporate it into their operations.

July 27, 2023
Illustration of two cars damaged in a collision with the word "Insured?" superimposed. Auto insurance deals harder to come by; more drop policies.

Auto insurance deals harder to come by; more drop policies

A recent study suggests consumers may be tiring of seeking bargains as insurers raise auto rates, with more drivers going without insurance.

July 26, 2023
health premiums

Medicaid unwinding, inflation could influence 2024 health premiums

The Medicaid redetermination, changes resulting from the end of the COVID-19 public health emergency and inflation are at the top of the list of reasons why health insurance premium rates for next year could see some changes.

July 26, 2023
mental health

Mental health parity in the spotlight under proposed rules

The Biden administration wants health insurers to increase their coverage of mental health treatments.

July 26, 2023
Image shows a picture of a bull covered by several insurance company logos.
Insurers are set to report what could be good second-quarter earnings.

Higher interest rates expected to help insurers post good Q2 results

Rising interest rates will drive the story that life insurance companies report during second-quarter earnings season beginning next week — both for the good and, possibly, bad.

July 25, 2023

Individual life insurance is the future of employee benefits

Individual life policies offer far more customization to suit the specific needs of each person.

July 25, 2023
Illustrated human character running around with dollars that are losing bits and pieces, while large arrows are point upwards. Despite improving economy, another Fed rate hike expected.

Despite improving economy, Fed rate hike expected

Despite an improving economy, the Fed is poised to raise interest rates, after taking a break from its record 10 consecutive rate hikes.

July 25, 2023
Image of Chris Conroy with the title: "Annuity product trends, sales innovation and advisor opportunities."

Annuity product trends, sales innovation and advisor opportunities

Chris Conroy of Insurance Agency Marketing Services, Inc., discusses new annuity products, product trends, and his views on regulation.

July 25, 2023
Image shows a red arrow bursting up.
Annuity sales again set another big record for the first six months of 2023.

Indexed annuity products power sales surge through Q2, set records

In the first half of 2023, total annuity sales jumped 28% to $182.7 billion. This marks the highest sales ever recorded in the first six months of a year.

July 25, 2023

How aerial imagery and AI can help mitigate disaster risk

Aerial imagery and artificial intelligence can work in unison to help insurance agents brace themselves for the damaging weather events generated by the climate crisis.

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