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October 1, 2023

VUL is a Swiss Army knife for small-business owners

Business leaders can leverage their life insurance policies to access capital in tough economic climates, gaining a key lifeline for their business.

September 29, 2023
A man looks worried with the word "GAPS" superimposed over the image.

Business owners worry about gaps in insurance coverage, survey finds

About 8 out of 10 business owners surveyed expressed worries that specific events or losses would have the potential to affect their business. Life insurance and business owners policies tied as the top concerns.

September 29, 2023
Miniature doctor figure surrounded by various medical equipment as well as coins, with "Rising Health Costs" superimposed.

Advisors must help clients plan for rising health care costs in retirement

While government spending on Medicare has been stable, the program’s beneficiaries continue to see their out-of-pocket health care costs increase – and those costs will keep going up.

September 29, 2023

Whatever happened to Medicare For All?

Medicare For All has been out of the news but there’s a good chance it will make a comeback by the 2028 elections.

September 28, 2023
Image of graphic lines with "+ vs -" superimposed. Report-examines-pros-cons-of-direct-indexing.

Report examines pros, cons of direct indexing

Recent research sheds new light on individual-investor reactions to direct indexing in order to inform product and innovation strategies.

September 28, 2023
State Farm logo superimposed along with downward pointing arrows over the hood of an automobile.

Auto, weather losses spur outlook downgrade for State Farm

Credit rating agency AM Best has revised the outlook for State Farm Auto Insurance and its subsidiaries to negative.

September 28, 2023
annual reset

Deviled eggs and FIA annual reset — who knew?

Annual reset is a key feature of a fixed index annuity. To be able to lock in gains each year on a product layered with guarantees is a story that interests plenty of clients.

September 27, 2023
Photo of Calif. Gov. Gavin Newsom against a backdrop of photos of storm damage and fires.

Newsom aims to stabilize Calif. P&C market, lure back insurers

California governor signs order to try and stabilize the state’s straining property and casualty insurance market.

September 27, 2023
Image of bills and coins falling from the sky and laying on the ground with the words "Insured Retirement Institute."

IRI study: Consumers seek secure income, asset protection

Concern about inflation and retirement income is leading consumers to prioritize asset protection over growth, according to new research.

September 27, 2023
Image shows a man sitting in front of the word "comment"
Regulators received more than 200 pages of comments on an artificial intelligence model bulletin.

Industry trades, consumer advocates, find fault with NAIC draft model on AI

State insurance regulators received 202 pages of comments on a draft model bulletin on use of artificial intelligence and related technology by insurers.

September 27, 2023

What does state-mandated LTCi mean for your clients?

Long-term care expenses are the No. 1 use of state Medicaid funds and stretch state budgets thin.

Medicare Advantage and Medicare prescription drug programs to remain stable in 2024

September 26, 2023

The Centers for Medicare & Medicaid Services announced that average premiums, benefits, and plan choices for Medicare Advantage and the Medicare Part D prescription drug program will remain stable in 2024.

September 26, 2023
Image shows the words "Cash Flow King" and a pic of a person with a long nose.
SEC investigators say Matthew Motil ripped off investors.

SEC: Afghanistan vet, cancer researcher victimized in ‘Cash Flow King’ Ponzi scheme

Matthew Motil, host of the podcast, “The Cash Flow King,” fraudulently raised approximately $11 million from more than 50 investors in a Ponzi scheme, the Securities and Exchange Commission said.

September 26, 2023

Life Insurance Awareness Month: Key points to reinforce with consumers and clients

Life Insurance Awareness Month gives an opportunity to discuss some key points to reinforce with clients to help remind and educate them on the important part it plays in securing one’s financial future.

September 26, 2023
Image shows the NCOIL logo over top of a picture of house damage.
State insurance legislators are considering new public adjuster standards.

NCOIL debates fee caps for public adjusters in proposed model law

Fee caps remain a key issue as state insurance legislators near completion of a model law to better regulate public adjusters.

September 25, 2023
Picture of a mother with her children, pictured in a mid-century nostalgic manner.

Why aren’t more women buying life insurance?

LIMRA and LOMA execs shared some insights and advice about why more women aren’t buying life insurance and what advisors can do about it.

September 25, 2023

Making your money last: The two-bucket investment approach

A “two-bucket” strategy that has been proven to help one’s money last through retirement.

September 25, 2023
Image shows cartoon people with an arrow pointing down over their heads.
Nonfarm payroll employment is on the rise in most states.

Talent gap narrows in financial services, but macro-economic concerns remain

At its peak, the labor shortage in finance and insurance hit an estimated 500 million openings. That number is declining, but larger economic concerns remain.

September 22, 2023
Image shows a hospital patients and justice scales
A long-term care insurer's financial troubles is dividing several state insurance regulators.

North Dakota judge halts long-term care bailout plan crafted in Pa.

A North Dakota district judge denied a motion to dismiss and granted a preliminary injunction to Insurance Commissioner Jon Godfread in a dispute between insurance regulators over a long-term care financial settlement.

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