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April 5, 2024

Insuring the future: Why agility is key in a changing climate

The climate crisis is intensifying insurance risks, and carriers must adapt an agile approach to risk management.

April 5, 2024
Illustration showing a figure hanging onto a thin strand attached to a large snarled mass of entangled rope. Medicaid-unwinding--How-will-impact-the-health-care-markets.

Medicaid unwinding: How is it impacting the health care markets?

The Medicaid unwinding began one year ago this week, and the impact of millions of Americans being disenrolled from Medicaid coverage will continue to be felt into the next few years.

April 4, 2024
Image of stethescope on a keyboard with the CMS logo superimposed. Consumer-groups-address-shortcomings-in-CMS-prior-authorization-ruling.

Consumer groups address ‘shortcomings’ in CMS prior authorization ruling

Non-profit groups wants regulators to take action on “shortcomings” with the CMS’ recent final ruling on health insurance prior authorization.

April 4, 2024
Illustration of Jerome Powell aside a huge illustration of a percent sign. Fed-unlikely-to-make-rate-cuts-soon-says-Powell.

Fed unlikely to make rate cuts soon, says Powell

Federal Reserve Chairman Jerome Powell says more time and more evidence of an improving economy are needed before rates are cut.

April 4, 2024

Commentary: NAIC should not allow Europe to write our insurance rules

NAIC shouldn’t allow European or other foreign regulators to regulate our insurance markets through the back door.

April 4, 2024
Image shows a man in a suit and the Department of Labor building sign.
The Department of Labor fiduciary proposal comes with big implications for compensation.

DOL fiduciary rule proposal to restrict, ban some producer compensation

Department of Labor regulators are targeting producer compensation with their latest attempt to establish a blanket fiduciary standard.

April 3, 2024
Image shows the NAIC logo
NAIC regulators will again tackle accelerated underwriting.

NAIC regulators fire up dormant accelerated underwriting proposals

State insurance regulators got back to work Wednesday on accelerated underwriting, and set a goal to adopt guidance by August.

April 3, 2024

Empowering Gen Z with financial literacy

Generation Z knows they need to prioritize their financial well-being but many of this age cohort don’t know where to start.

April 2, 2024
Illustration of a medical worker holding up a clipboard with a health survey. Survey-examines-what-drives-health-plan-choice,-satisfaction.

Survey examines what drives health plan choice, satisfaction

Satisfaction with health plan selection is relatively high, but most enrollees spend little time on health plan choice.

April 2, 2024
Image shows the Guardian logo
Guardian Life is out with its first registered indexed-linked annuity.

New product: Guardian Life moves to crack the RILA market

Guardian Life Insurance Co. is taking its shot at one of the hottest annuity segments in the market with its first registered indexed-linked annuity offering.

April 2, 2024
Image showing a figure against a vast landscape with the words "Income for Life" overlaying the image. Economic-challenges-spur-need-for-employer-sponsored-lifetime-income-options.

Economic challenges spur need for employer-sponsored lifetime income options

Inflation is raising fears among employer-sponsored retirement plan participants that they will run out of money when they retire.

April 2, 2024
Image showing a person in business attire taking a survey, labeled Goldman Sachs. Goldman Sachs' asset management survey finds cause for 'cautious optimism'.

Goldman Sachs asset management survey finds ‘cautious optimism’

A major survey of 359 CIOs and CFOs, representing more than $13 trillion in global balance sheet assets, indicated some “cautious optimism.”

April 2, 2024
Image showing a group of young investors. A-third-of-young-investors-looking-to-switch-advisors-study-finds.

A third of young investors looking to switch advisors, study finds

Almost one in every three millennial investors plans to switch advisors within the next year, according to new research.

April 2, 2024

Expanding cost-effective health care options for all employees

Health solutions – including telehealth, flexible spending accounts and wellness programs – go a long way in ensuring a productive workforce.

April 2, 2024
Image of young women in a wheelchair wearing a head scarf. Cancer-cases-are-skewing-younger--How-one-insurer-is-responding.

Cancer cases are skewing younger: How one insurer is responding

Cancer diagnoses are on the rise – especially in younger adults – and that’s changing the way one insurer handles marketing and claims.

April 1, 2024
Image of a young black couple looking concerned as they look over their finances. Black-Americans-report-financial-stress-but-many-are-optimistic-about-financial-future.

Black Americans financially stressed, but optimistic, study finds

Although Black consumers frequently report facing financial stress, many report optimism that their financial health will improve.

April 1, 2024

Insurers should review their tax-exempt holdings

Insurance companies have been allocating away from tax-exempt bonds in response to lower corporate tax rates and rich tax-exempt valuations.

April 1, 2024
Image of a home with a large "23%" overlayed. Some states could see home insurance increases as high as 23%, study finds.

Some states could see home insurance increases as high as 23%, study finds

More home insurance increases are expected this year, with a potential 6% nationwide increase expected, according to a recent study.

April 1, 2024
Image of money surrounding a piggybank with the letters "HSA" overlaying the image. Most-HSA-owners-taking-distributions-but-few-are-investing.

Most HSA owners taking distributions but few are investing

Average health savings account contributions are well below the maximum allowed, even though most HSA owners are taking distributions from their accounts and few are investing in them.

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