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Susan Rupe

Susan Rupe is editor in chief, magazine, for InsuranceNewsNet. She formerly served as communications director for an insurance agents' association and was an award-winning newspaper reporter and editor. Contact her at [email protected].

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November 21, 2024

CMS algorithms unfairly target agents, HAFA CEO says

The Centers for Medicare and Medicaid Services is using algorithms that “seem to go after good agents who are minority agents and, therefore their minority communities,” the CEO of a health insurance agents association told a National Association of Insurance Commissioners working group.

November 20, 2024
Illustration of a stack of cash with a red line slashed through it. Another-Medicare-carrier-stops-paying-commissions.

Another Medicare carrier stops paying commissions

The Medicare open enrollment period already was off to a rocky start and it just became a bit rockier.

November 19, 2024
Image of a diverse crowd of people standing in front of the Capitol building in Washington, D.C.

Coalition wants to advise people impacted by policy changes in new administration

An advisor is forming a coalition of professionals to support underserved groups and said he was inspired to do so by the Nov. 5 election results and concerns from clients about what policy changes a new administration and a new Congress could mean for them.

November 15, 2024
Illustration of two political figures against a backdrop of the American flag and the U.S. Capitol. Election-creates-an-opportunity-for-advisor-client-dialogue.

Election creates an opportunity for advisor/client dialogue

The post-election period provides advisors to engage in a discussion with their clients on financial issues that are impacted by the election and issues that are not.

November 14, 2024
Photo illustration of a bull posed against a background of rising financial charts. Markets-poised-for-continued-robust-returns.

Markets poised for continued robust returns

Strong economic growth, moderating inflation, declining interest rates and easing monetary policy is leading to robust returns, Morningstar strategists said.

November 11, 2024
Person in business attire spreading a wad of bills, with the "CMS.gov" logo overlaying the image. Open-enrollment--Commission-payments,-CMS-suspensions-plague-health-agents.

Open enrollment: Commission payments, CMS suspensions plague health agents

Open enrollment season for Medicare as well as Affordable Care Act health plans is in full swing and many agents are finding it difficult – if not impossible – to enroll people in coverage.

November 1, 2024

A dynamic duo — Judith and Simone Lee

Judith Lee is living her American dream while her daughter Simone is helping her build a practice dedicated to serving those who are building their own dreams.

November 1, 2024

ICHRAs: A choice for small employers

Individual coverage health reimbursement arrangements represent a sliver of the group health market, but that segment is poised for growth.

October 30, 2024
Illustration of the U.S. Capitol building with a large medical cross in the background. How-much-of-an-issue-in-the-election.

Health care: How much of an issue in the election?

Health care has not been one of the central issues in the upcoming presidential and congressional elections. But Democratic presidential nominee Kamala Harris has campaigned on health-related issues more than her Republican opponent, Donald Trump, has.

October 28, 2024
Image of a business advisor leaving a building looking upset, with the words "You're Fired" overlaying the image. Why-clients-fire-advisors-and-why-they-keep-them

Why investors fire advisors (and why they keep them)

Common wisdom states that investors fire their advisors because of unhappiness with their returns. But that’s not always the reason, two Morningstar behavioral experts said.

October 24, 2024
Image of workers surrounded by symbols of workplace benefits. Workplace-benefits--How-to-help-workers-understand-and-use-them.

Workplace benefits: How to help workers understand and use them

A disconnect exists between what workplace benefits employers offer their workers and how workers understand and use these benefits.

October 22, 2024
Photo of former NATO Supreme Allied Commander Gen. Wesley Clark. Risks-to-the-US-include-cyberattacks-and-hostile-nations.

Gen. Clark: US risks include cyberattacks, climate change, AI

Gen. Wesley Clark told a group of actuaries that although “there are a lot of good things going on” in the U.S. currently, the country faces its most dangerous period since the late 1930s.

October 18, 2024
Photo illustration of a mountaineer at the summit with a flag that reads "Peak 65". Peak-65-underscores-the-need-for-protected-income.

Peak 65 underscores the need for protected income

The U.S. population reaches Peak 65 this year, meaning that more than 30 million Americans will reach age 65 between now and 2030. The majority of this age group will have no protected income in retirement.

October 17, 2024
tariff

Tariff hikes could cause GDP to fall, economist says

Are tariffs a good thing for the economy? No, said an economist during a recent webinar.

October 15, 2024
Illustration of a senior couple looking scared with a large Social Security card in the foreground. Retirement-The-cost-of-fear.

Retirement: Overcoming the high cost of fear

Why Americans fear spending down their savings and routinely claim Social Security early and how fear often drives those decisions.

October 11, 2024
Illustration showing an older couple standing on a giant book opened to a new chapter, with a beautiful landscape in the distance. Retirement---A-new-chapter-in-life.

Longer lifespans mean redefining retirement

People are living longer and that means the traditional view of retirement must change.

October 9, 2024
Illustration of the letters "FIAS" surrounded by delicious looking chocolate candies. FIAs-in-a-sweet-spot-right-now-Security-Benefit-exec-says.

FIAs ‘at a sweet spot right now,’ Security Benefit exec says

The Federal Reserve made headlines in September by slashing its benchmark interest rate by a half-point. That direction of lowering interest rates makes it a good time to for clients to lock in rates on investments such as fixed annuities before rates go down even further.

October 8, 2024
Image of a worried looking couple against the backdrop of a giant Social Security card. What-would-proposed-Social-Security-changes-mean-for-clients.

What would proposed Social Security changes mean for clients?

The future of Social Security solvency has been a topic of debate, especially during this election year. But what financial impact would each of the scenarios under discussion have on real Americans? And would those scenarios have any effect on the Social Security program over the long term?

October 2, 2024

Medicare Advantage clients worry about provider networks

An advisor said her clients who are on Medicare have the same main concerns each year – their provider networks and their prescription drugs.

October 1, 2024

What Medicare clients are asking during open enrollment

Clients are concerned about out-of-pocket costs and networks as advisors gear up for a new enrollment season.

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