Susan Rupe is managing editor for InsuranceNewsNet. She formerly served as communications director for an insurance agents' association and was an award-winning newspaper reporter and editor. Contact her at [email protected]
DPL Financial Partners’ 2021 RIA Retirement Planning Survey looked into the ways this era of low interest rates is impacting the way advisors look at various retirement income strategies and how they put those strategies into practice for their clients.
Almost half of American workers said their financial situation has been negatively impacted by the COVID-19 pandemic, but that impact varies among the four generations who are in the workforce.
The president of the Ford Foundation called for a national mobilization of private capital and public policy to invest in underserved communities and help close the racial wealth gap.
The hybrid workplace is here to stay. Workers want it but leaders fear it. A speaker discussed the common fears that leaders have about flexible work during the American Council of Life Insurers annual conference.
Congress is striving to make it easier for U.S. workers to save for retirement, a panel of lawmakers said at this week’s Insured Retirement Institute virtual annual convention.
As more Americans hit Medicare eligibility age, they need help avoiding a costly mistake.
It has been part of the fabric of American life for 55 years, and it is more confusing than ever. I’m talking about Medicare, which has been part of the health care landscape in the U.S. since the first beneficiaries enrolled in coverage on July 1, 1966.
A neurologist explains why the hardwiring of the human brain is at the root of the extra pounds many of us gained over the past year and a half.
An executive for a business that produces some of the most recognizable consumer brands in the world discussed his company’s efforts to serve a diverse population and what lessons the financial services industry can take from those efforts.
Women face a number financial planning challenges, led by an income gender gap that leads to a retirement savings gap. Add the caregiving challenges brought on by the COVID-19 pandemic, and you have a population group at financial risk.
A combination of a recession, higher unemployment, the Biden Health Care Plan, and the availability of health reimbursement arrangements that workers can use to purchase health benefits through the non-group market could test the resilience of the employment-based health benefits system.
The COVID-19 environment made many consumers realize their mortality. What does this mean to the life insurance profession? Joe Jordan will discuss how consumers need your services more than ever as we move into the post-pandemic environment.
When it comes to technology, the insurance industry operated under the premise, “If you build it, they will come.” But when technology platforms are built but not adopted, then what?
A recent report by Deloitte Center for Financial Services, “Financial Inclusion And The Underserved Life Insurance Market,” analyzed ways insurers can navigate the coverage gap and help underserved markets obtain coverage.
The industry faces ‘the opportunity of a lifetime,’ since COVID-19 made consumers consider their need for coverage.
Dave Buckwald lost 51 clients when terrorists attacked the World Trade Center on 9/11. Twenty years later, he discusses how the experience changed the way he looks at the life insurance business and describes his biggest regret.
Everyone has a task they dread. Here are some tips for not putting off until tomorrow what you can do today.
A couple of nights before Thanksgiving 2016, I took a break from holiday preparations to sit down at the computer and read some stories.
The COVID-19 pandemic was one of the biggest drivers – if not the biggest driver – of the insurance market in the last year and a half. That’s the word from a recent survey taken on behalf of the Million Dollar Round Table.
Richard M. Demko II discussed his journey from the kitchen table to the Top of the Table.
Bruce Ashton, partner, Employee Benefits and Executive Compensation Practice Group at Faerge Drinker Biddle & Reath, will discuss the latest news on the state and federal regulation of annuities.
How those who found success in the industry are inspired to mentor others.
Zaneilia Harris is the creator of the Savvy Women Investors Circle and wants to help women overcome the wage gap and achieve the success they deserve.
Amy needed some advice. So she messaged me on one of my social media channels…
A study finds Black communities are modeling financial resilience and grit in unprecedented ways.
Inflation and longevity are two of the risks that threaten a retirement portfolio unless a plan is made for converting some of that portfolio to a protected income stream.
Miriam Harris Lewis, chief inclusion officer at Principal Financial Group, discussed how diversity and inclusion improve customer relationships and drive business growth.
Ronnell Nolan, president and CEO of Health Agents for America, discusses recent developments in Washington, how they affect the independent health insurance agent and broker, and what you need to know in order to be compliant.
Christopher Stroup uses his engineering skills to help his clients plan for their unique needs.
As you’re driving west on Pennsylvania Route 56 toward my hometown, one of the first things you see as you approach the edge of town is the huge football stadium on your left…
Getting family members together for a special event takes planning and delegation.
Embracing flexibility is the key to a more productive workforce in the post-pandemic world. That was the word from Stephanie Berger, Centered Insurance Solutions, who shared the lessons her benefits brokerage firm learned after more than a year of remote working. Berger spoke at Monday’s National Association of Health Underwriter virtual annual convention.
Employers are reopening their offices and transitioning their workers back to either an in-person or a hybrid workplace. So what does this mean for human resource teams? David Pearson, senior vice president with ExtensisHR, gave some advice to health insurance and benefits brokers during the National Association of Health Underwriters virtual annual convention.
The Affordable Care Act has been upheld by the U.S. Supreme Court on three different occasions, and each time the court rules in favor of the law, one expert says, the law is strengthened and more stability is created around the ACA marketplace.
Courage is the strand that ties great leadership together, according to a speaker at Tuesday’s Million Dollar Round Table virtual annual meeting.
Rodger N. Harding, business transition consultant with Canada Life, gave his insights on business intelligence and advisors strategies during Monday’s portion of the Million Dollar Round Table’s virtual annual meeting.
The silver lining of the COVID-19 pandemic is that it sparked a greater interest in employee benefits and products such as life insurance.
Expect even more digital acceleration while keeping empathy and a human touch throughout the life insurance purchase process.
Jerald Tillman’s mission to get more African Americans into the industry led to his founding a national organization.
Restrictions are easing and the world is opening up, but it’s still crucial to maintain good physical and mental health practices.
The morning’s mail brought us a manila envelope with no return address. Inside was a copy of the April issue of InsuranceNewsNet Magazine, with the subscriber’s mailing label torn off…
Congress has a number of tax and debt related issues to deal with over the summer and fall, members of the National Association of Insurance and Financial Advisors were told at their virtual Congressional Conference.
Pooled employer plans, plan portability and automatic enrollment in employer retirement plans were cited as three ways to make it easier for Americans to save more money for retirement as the Senate Health, Education, Labor & Pensions Committee held a hearing on “Retirement Security: Building a Better Future.”
The president of Prudential Group Insurance said his company remains committed to helping find a way to provide paid family and medical leave to all U.S. workers.
The U.S. economy is on the brink of a dramatic year of growth as the COVID-19 pandemic fades into the background. But some sectors of the economy are doing better than others, according to Sara Eisen, co-host of CNBC’s “Closing Bell.”
Ebony Ruffin wants to show her clients that life insurance can be about more than its death benefit.
Annuities can provide meaningful accumulation and lifetime income, but research shows consumers often overlook them because they don’t understand the products or how to position them to address income gaps.
More states are studying whether a public option health insurance plan is feasible for them.
How can wealth managers broach the life insurance conversation with their clients? A panel of NAIFA members gave some insights.
Will partisan gridlock always be on the Congressional menu? Or are there some issues on which Democrats and Republicans can work together?
As restrictions ease and face-to-face meetings begin to make a comeback, technology still can remain a vital part of the advisor’s practice.
Congress can take steps to strengthen Americans’ retirement security, but any successful effort will require a bipartisan approach, said the ranking member of the Senate Subcommittee on Social Security, Pensions and Family Policy.
As COVID-19 travel restrictions ease, the future of association events will be a combination of in-person and virtual, said Kenneth E. Bentsen Jr., president and CEO of the Securities Industry and Financial Markets Association.
Among group life claimants, mortality rates were up 14% between January and April 2020, said Steve Rulis, vice president and group actuary with Munich Re, with mortality rates spiking during the months of April, November and December.
Diversity is more than simply bringing more people of color into an organization, Derrik Anderson, executive director of Race Matters, said during this week’s NAIFA Diversity, Equity and Inclusion Impact Week.
The life insurance industry has an opportunity to invest in underserved communities while helping remove some of the barriers to those who seek employment in the industry, executives from the American Council of Life Insurers said.
The bottom line in making your company a place where women can succeed and thrive is to ask yourself whether it is a place you would want your mother, your wife or your daughter to work.
Planning for long-term care provides people with choices. And those choices lead to freedom. That philosophy especially rings true in Black and brown households, where family members are more likely to provide care for an aging parent or grandparent. It’s something that Chris Gandy called “the brown tax.”
Several bills establishing government-run health programs already have been introduced in Congress. Would they give consumers more options or would they destabilize the market?
Here’s the dirt on cleaning in an environmentally gentle way.
